Jet Ski Loan Repayment Calculator

A jet ski is the ultimate rush on the water. Use our jet ski finance calculator to find out an approximate figure of how much you can expect to pay each month.
No obligation. It won't affect your credit score.

Last updated on May 4th, 2022 at 02:59 pm by Thomas Perrotta

Calculate your jet ski finance repayments

Before you apply for jet ski finance, it’s important to know how much your loan is likely to cost you. This is where Savvy’s easy-to-use calculator, which does all of the difficult maths for you, comes into play. You can find out what loans cost based on their amount, interest rate, loan term and repayment schedule, as well as whether you want to make a repayment.

When it comes to financing your jet ski, you can find a great deal when you apply with Savvy. We know the ins and outs of jet ski loans and partner with a range of lenders who specialise in leisure finance. We use the competitive nature of the market to drive down interest rates and raise flexibility for all our customers across the country. Get a quote today to get your application up and running and hit the surf in no time.

Your estimated repayments


Total interest paid: $1233.43
Total amount to pay: $5,143.99

The features of a jet ski loan you can enjoy

Interest rates starting from 3.99% p.a

You can secure an affordable interest rate with Savvy by comparing the lowest available to you with your consultant and choosing the best fit.

Borrow your jet ski’s full value

Regardless of whether you’ve opted for a cheaper or more lavish jet ski, you can choose to access a loan worth up to 100% of the purchase price.

Repay your loan at your pace

By selecting your loan term, you’ll be able to get your repayments done in as little as 12 months, all the way up to seven years in total.

Buy from a dealer or private seller

It doesn’t matter whether your jet ski is brand-new from a dealer or pre-owned by a private seller: our lenders can approve you for financing.

Fast application and approval process

From the outset of your quick quote, your loan can be given the green light (and jet ski ownership transferred to you) inside just a few days.

Cover additional costs

If you don’t want to pay for all of the purchase’s associated costs, such as stamp duty and insurance, you can arrange for them to be included in your loan.

Fixed interest rates

Because your rate is fixed at the beginning of your loan, you can have more financial certainty and accurately budget around monthly repayments.

Set your own schedule

In addition to choosing your loan term, you have the option whether to repay your loan on a monthly, fortnightly or weekly basis.

Why so many Australians choose Savvy to finance their jet-ski

Common jet ski loan queries answered

What types of jet skis am I able to purchase with financing?

We can help you get approved for any type of jet ski, whether it be a performance model, one built for luxury or simply designed for you to have a good time recreationally. Get a quote today to find out your options for your chosen jet ski.

Do I have to pay a deposit or residual on my jet ski loan?

No – these loans come with no obligation to pay a deposit or residual. While the latter are designed more for commercial finance products, deposits can actually be a great help to you by reducing the monthly cost of your loan and cutting down on your overall interest and fee spend. Making a deposit at the beginning of your loan can also provide your lender with incentive to reduce your interest rate, as you’re actively lowering their risk.

Am I able to pay my loan out early for free?

Yes – however, this isn’t the case across the board. While most lenders will allow you to make additional contributions free of charge, early repayment fees are more common (as previously mentioned). If it’s a priority for you to have the flexibility to repay your loan early and not worry about incurring other fees, speak with your Savvy consultant about your preferences.

Should I take out a personal loan to buy my jet ski instead?

You can – but it’s likely to cost a fair bit more. Unsecured personal loans are charged at a higher interest rate than secured jet ski loans, so you’ll probably pay more in interest and fees. However, the advantage these loans have is that you can buy any model of any age that you wish, plus you can distribute the funds in any way you like (rather than restricting them to the purchase of the jet ski like secured loans). They can also be approved and have their funds transferred in as little as 24 hours.

Can I get approved for a jet ski loan with bad credit?

Yes – we’re partnered with lenders who specialise in financing for customers who’ve struggled with their credit in the past. Just because your rating isn’t perfect doesn’t mean that you shouldn’t be able to access a loan to help you buy your next jet ski.