Business Car Finance
Business runs cars – get the support you need with a great car finance deal from Savvy.
Flexible business car finance to help you grow
Drive your business further
Small business, medium business, enterprises – all business can do better with lower rates on car finance and more freedom to choose. Savvy gives you the options to make the most of your investment in vehicles. We offer a range of car loan products, tailored to suit your needs. We source our car loans from over 25 of Australia’s top lenders to ensure you always drive your car with the best deal with fixed interest rates.
Hire purchases, chattel mortgages, and leasing
Savvy offers all the most popular and cost-effective car finance products on the market. Make a cash-flow neutral purchase with a chattel mortgage or hire purchase. Borrow more than the purchase price to pay for insurance or registration. Plus, you can claim the GST, interest, and depreciation. Add balloon payments to reduce monthly repayments.
Business car finance benefits you can experience with Savvy
Depending on the type of finance you choose, your tax deductions range from GST on purchase and interest on payments to 100% of the payment itself.
Business car finance can often come with the lowest rates on the market, so we're partnered with a range of specialist lenders to help you save crucial funds.
If you’re looking to buy your car, you can be approved for financing up to its full price without having to pay a substantial deposit upfront.
Residual payments can also be utilised on business car finance, in some case compulsorily, to help you reduce the cost of your car’s repayments.
You’ll get to choose whether to pay for your finance over a period of one year up to seven and on a monthly, fortnightly or weekly basis.
Whether your car is brand-new or pre-owned, bought from a dealer or private seller, you can be approved for finance through one of our flexible lenders.
We’re the savvy choice for business car finance
What our customers say about their finance experience
Which car finance options can I choose from?
A chattel mortgage is the only type of business car finance whereby you own the vehicle from the start. It’s structured in much the same way as a secured car loan, with repayment periods extending from one to seven years. However, it enables borrowers to claim GST on the purchase of the car, as well as interest on their repayments and the vehicle’s depreciation.