Calculate your personal loan repayments
It’s crucial that, before you start the personal loan application process, you’re able to have an idea of what your ideal personal loan might cost. You can use Savvy’s personal loan repayment calculator today to find out how different loan terms and interest rates affect what you might spend overall.
Compare personal loans with Savvy
I want to borrow:
Over how long?
|OurMoneyMarket Unsecured Personal Loan|
Apply for an unsecured personal loan between $2001 to $75,000 for a variety of loan purposes. Get a personalised rate estimate in minutes without impact your credit score.More details
|Harmoney Unsecured Personal Loan|
Borrow up to $70,000 with personalised rates and repay over 3,5 or 7 years loan terms.More details
|Now Finance No Fee Unsecured Personal Loan|
Borrow up to $50,000 with no fees, now and forever. Minimum requirement to earn $22,100 p.a. and have good to excellent credit.More details
|Plenti Unsecured Personal Loan (Excellent Credit)|
Apply for an unsecured personal loan and enjoy low rates for excellent credit. With no early repayment or exit fees, there’s a lot to love about this loan.More details
Disclaimer: A comparison rate indicates the true cost of a loan. The comparison rate displayed for this advertiser is calculated based on a loan amount of $30,000 over 5 years and represents the effective rate on the loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
The product features of a personal loan through Savvy
From comparison rates of 6.14% p.a., you can set the interest on your personal loan at an affordable rate thanks to a highly competitive field of lenders.
By selecting a loan as short as one year or as long as seven, you can have a say in the cost of your repayments and your loan as a whole.
You can borrow smaller sums as low as $2,000 or apply to receive a greater amount of money all the way up to $75,000 with your lender.
There is no requirement for you to supply an asset to serve as collateral for your personal loan, freeing you up to spend however and wherever you see fit.
Thanks to our range of lending partners, you can choose to fix the interest on your personal loan or leave it variable and open to market movement.
You don’t have to stick to the schedule if you don’t want to. You can find and compare lenders who charge no fees for settling your loan early.
Why you should compare and choose your personal loan with Savvy
How you can maximise your personal loan savings
Choose a shorter loan term
One of the first steps you can take to save money is choose a shorter loan term. By reducing your time spent paying interest and fees, you can reduce the cost of both and save yourself a meaningful amount of money. A $30,000, five-year personal loan at 7.5% p.a. interest will end up costing you almost $2,500 more in interest alone, for instance.