Calculate your personal loan repayments
Although the personal loan process is a fast one, it’s worth taking a second to run the numbers on what your options will cost and what you can afford. With Savvy’s personal loan repayment calculator, working these out is made easy.
You can get started now by inputting your preferred loan amount, term and an interest rate to determine what you could be paying for finance. Compare from our partnered lenders below to get a feel for the market before you submit your application.
Compare personal loans
Get approved for your personal loan and funded within 24 hours. Compare and Save with Savvy.
|Harmoney Unsecured Personal Loan|
Borrow up to $50,000 with personalised rates and repay over 3 or 5 years loan terms.
|Symple Loans Personal Loan|
Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple
|SocietyOne Unsecured Personal Loan|
Borrow up to $50,000 with rates between 5.95% p.a. and 14.99% p.a. based on your credit rating.
Savvy provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading your lender’s PDS or offer documentation or seek independent advice. While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Savvy.
The product features of a personal loan through Savvy
From comparison rates of 6.14% p.a., you can set the interest on your loan at an affordable rate thanks to a highly competitive field of lenders.
By selecting a loan as short as one year or as long as seven, you can have a say in the cost of your repayments and your loan as a whole.
You can borrow smaller sums as low as $2,000 or apply to receive a greater amount of money all the way up to $50,000 with your lender.
There is no requirement for you to supply an asset to serve as collateral for your personal loan, freeing you up to spend however and wherever you see fit.
Thanks to our range of lending partners, you can choose to fix the interest on your personal loan or leave it variable and open to market movement.
You don’t have to stick to the schedule if you don’t want to. You can find and compare lenders who charge no fees for settling your loan early.
Why you should compare and choose your personal loan with Savvy
How you can maximise your personal loan savings
Choose a shorter loan term
One of the first steps you can take to save money is choose a shorter loan term. By reducing your time spent paying interest and fees, you can reduce the cost of both and save yourself a meaningful amount of money. A $30,000, five-year personal loan at 7.5% p.a. interest will end up costing you almost $2,500 more in interest alone, for instance.