Bike finance from 4.49% p.a.

Low rate finance for new or used bikes, dealer and private sales

Flexible motorbike finance at competitive rates

Fast approvals and professional low rate motorbike finance

Flexible, affordable, freedom

Savvy understands the needs of motorbike riders – you value the freedom of a bike and where it can take you. That’s why our consultants give bike loan applicants faster pre-approvals and customised service so they can get on their bike quicker. We finance tourers, city bikes and Harleys from dealers, private sales and new or used bikes. Plus, there’s no obligation to apply.

All types of bikes, all types of loans

At Savvy we can finance close to any motorbike on the market for sale. Harley Davidson, Yamaha, Kawasaki, Suzuki, BMW, Honda, road bike, dirt bike or whatever it may be – Savvy can finance it! We can also provide quality insurance protection through our reputable insurance partners.

Compare lenders and save on your motorbike loan

We help you budget for your next road hog or street machine with our easy to use motorbike finance calculator and compare over 25 of Australia’s top bike loan lenders, giving you the freedom of choice. We compare from a wider range of bike loans so you can see how much you can save.

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
Savvy Secured Bike Loan 5.85%
6.75% $577.89
ANZ Online Secured Bike Loan 7.85%
8.70% $606.14
CUA Fixed Rate Bike Loan 7.99%
8.29% $608.15
CBA Secured Bike Loan 8.49%
9.54% $615.35
NAB Variable Rate Personal Loan 14.19%
15.06% $701.01

* The interest Rate of 5.85% p.a. with a comparison rate of 6.75% p.a. is based on a 5 year secured consumer fixed rate loan of $40,000. WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

See how we can help you with your motorbike loan

Our consultants are experts when it comes to finding motorbike riders a loan for their beloved two-wheelers. We answer all your questions and show you how easy the process can be.

Answers to common motorbike finance questions

Do you have some questions that need clearing up? Learn even more about motorbike finance, as we answer some of your common motorcycle loan questions

I don’t have a deposit, can I apply?

Yes – we approve 100% finance to approved applicants. Ask your consultant to see if you qualify.

Can I get finance for quad bikes or tourers?

Yes – we finance all types of bikes, from cruisers to 2000cc sports bikes and everything in between.

I am self-employed. Does that restrict me from applying?

No – we can find you competitive rates on bike loans. Ask us about our business bike loan options such as chattel mortgage and hire purchases.

Does Savvy finance leases?

Yes! We can set up leases for personal and business use. We can also arrange novated leases that save you tax.

I have my eye on a used bike, can I finance it with Savvy?

Yes – we finance all types of bikes, no matter where you buy them. Dealer sales, private sales, auctions – we finance it all.

Can I get a motorbike loan pre-approved to help me get a better price?

Yes – our consultants can give you motorcycle loan pre-approval that sets a hard limit to what you can spend, and help with negotiating a more favourable deal.

Learn more about motorcycle finance

Find out more about motorcycle finance with our helpful guides

Bike Loan Calculator

Do you want to know how much you’ll spend each month on your bike loan? Use our simple bike finance calculator and get a quick insight! Simply plug in your variables such as loan term, interest rate and balloon payment and you’ll get a neat figure for monthly, fortnightly and weekly repayments!

Bike Loan Comparison

Success is the rule at Savvy and our success comes from comparing motorbike loans from over 25 of Australia’s top financiers and saving our customers money. Our financial professionals don’t stop until they’ve found the best bike loan for you. Find out how you can be another Savvy success story.

Bike Loan Interest Rate

We source bike loans starting from as little as 5.85% p.a. (6.75% p.a. comparison rate) Our bike loan products match your needs and situation. We source some of the lowest bike loan interest rates in Australia – dozens of our satisfied customers agree! We can even find fair deals for customers with bad credit. If you want to save money on bike finance, you’ve shopped Savvy!

Bike Loan FAQ

All of the common questions about bike loans answered. Can you get in-principle approval? What kind of bikes do Savvy finance? Can I get business bike loans such as chattel mortgages? Can I get tips for motorbike finance and other insights? Get peace of mind – get Savvy!