Small Loans Paid in 1 Hr
Need a small loan to tide you over? Savvy has you covered.
Get the cash you need, fast. Savvy helps with a bit of extra cash when needed
Sometimes life can throw unexpected bills at us such as medical bills, emergency repairs and home improvements. Credit cards aren’t always the answer, though, so small personal loans can be a stop-gap solution to urgent cash needs. A small loan is a short-term finance option that allows people to borrow small amounts of money, usually from $2,050 to $5,000.
Savvy works with you to provide instant small finance to help you through any emergencies, giving you a range of repayment options that won’t break the bank. With outcomes in 60 seconds and funds sent to you on the same day, you can cover any sudden expenses and pay for them at a more manageable speed with an application through Savvy. All of the details are presented upfront, so we give you the power to make an informed decision.
The features and benefits of small personal loans
Your application can be turned around and have your money sent to you in as little as one hour to cover your costs fast.
From as little as $2,050 all the way up to $5,000, your instant cash loan can be used to pay for a wide variety of expenses.
As part of your small loan, you can also choose repayment terms from three months up to a maximum of two years.
You can apply for your small loan with a range of acceptable incomes: full-time, part-time, casual, self-employed, Centrelink or a combination.
Don’t worry about sending through any physical documents: the application process is 100% online from start to finish.
Because of the fixed nature of small loans’ added fees, your instalments will remain consistent throughout your term.
Not only will you fast approval on a small loan, you’ll also be able to access it from your account as soon as it’s transferred.
Because all of your fees are fixed, capped and outlined in your loan agreement, there won’t be any unwelcome surprises for you.
Why apply for a small loan with Savvy?
How to streamline your small loan application
First and foremost, there’s no point in applying if your application is likely to be denied immediately on eligibility grounds. To qualify for a small loan, you’ll have to meet the following criteria:
- 18 years of age or older
- Australian citizen or permanent resident
- Earned a stable income over the past 90 days
What our customers say about their finance experience
Helpful small loan guides
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.