Savvy - Caravan Finance | Leisure Loans & Motorhome Finance

Relax with lower rates on caravan finance

Enjoy more of the open road with an affordable and flexible caravan loan from Savvy, starting from 5.51% p.a.

Flexible caravan loans

Savvy provides easy, quick and effective caravan financing solutions to customers Australia wide. You can be guaranteed that your motorhome finance through Savvy will place you with one of the most competitive interest rate products on the market.

We can offer same day approvals and have you in your caravan in no time. At Savvy we can provide finance for caravans, recreational vehicles (RV), motor homes and camper trailers.

Get trusted advice

Savvy is one of the market leading brokers for caravan and recreational vehicle finance. We’ve built our knowledge through rigorous research and improving our customer service with every client we serve.

We find budget-conscious, high flexibility and low fee caravan, RV and camper trailer loans that get you on your road trip sooner!

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Calculate your caravan loan and save

Use our caravan finance calculator to find out how much you could save with a lower rate caravan loan by comparing Australia’s most reputable recreational vehicle financiers. When it comes to caravan loans, you’re safe with Savvy.

Loan Amount

Loan Term

Lender	Product Name	Advertised Rate	Comparison Rate	Monthly Repayment
Savvy	Secured Caravan Loan	5.51% variable	6.43%	$573.17
ANZ	Variable Rate Personal Loan	14.69% variable	15.55%	$708.83
St. George	Personal Loan – Unsecured	14.35% variable	15.22%	$703.50
CBA	Secured Personal Loan	13.90% variable	14.77%	$696.49
NAB	Variable Rate Personal Loan	13.69% variable	14.56%	$693.24
CUA	Fixed Personal Loan	11.99% fixed	12.83%	$667.18
Westpac	Unsecured Personal Loan	12.99% fixed	14.01%	$682.44

See how we can help you with your caravan loan

Our consultants can help you with all aspects of caravan finance from application all the way to settlement. Relax and save more with us

All caravans considered

Savvy finances new, used, privately sold or dealer RVs, caravans and camper trailers. The choice is yours.

Quick loan approvals

Need to hitch that caravan, fast? We can speed up the approvals – often ticking the box on the same day.

Competitive caravan rates

From over 25 lenders, we hustle to find you a caravan loan that’s affordable and suits you.

Expert guidance

Our caravan loan consultants give you personalised attention, guiding you through the process.

Bad credit caravan loans

Need a caravan? We don’t let bad credit hold you back. 9 out of 10 applications are approved!

100% caravan loans

We offer 100% finance for approved caravan loan applicants - no money down!

Caravan questions, answered

If you have questions about caravan finance, we answer them right here.

Can I buy a used caravan with caravan finance?

Yes – you can buy used or factory fresh caravans with caravan finance from Savvy. We also help you get competitive rates on loans for both private and dealer sales.

I don’t have a deposit for a caravan, can I apply?

Yes – we can provide 100% caravan finance for approved applicants.

I need a longer or shorter loan term, is that possible?

Yes – your consultant can tailor a caravan loan from 1 to 7 years of loan term.

What is a balloon payment?

A balloon payment, or residual value payment, is a lump sum payable at the end of your caravan loan term. The trade-off is that your monthly repayment is lower throughout the life of the loan.

I am a retiree. Can I apply for a caravan loan?

Yes – we help many retired Australians gain approval for a caravan loan.

I want to finance a “glam” caravan, is that possible?

Of course – we finance glam caravans, retro “traditional” caravans, fifth-wheelers, pop-tops and wind-outs.

I’m looking to finance a caravan for my business, can I?

We provide competitive business caravan finance including chattel mortgages and hire purchases, plus leasing options!

I have bad credit but I need a caravan, is that option available?

Yes – we’ve helped many Australians with bad credit get into a caravan that suits their budget. 9 out of 10 applicants are successful.

More about caravan finance

Use our helpful guides below to learn more about caravan finance and the world of caravans and recreational vehicles

Caravan loan calculator

Make life easier with Savvy’s very own caravan loan calculator. Simple and 100% free to use, our caravan and RV loan calculator will have you set up with a repayment estimate in no time. Plug in your loan amount, interest rate and loan term and the Savvy caravan loan calculator will give you a result instantly! Find out how much you could save each month, fortnight or week with Savvy’s caravan loan calculator!

Camper trailers, RVs and all types of caravans

Savvy doesn’t just finance "classic" and new-style caravans. We also finance camper trailers, recreational vehicles (RVs), motorhomes and all things for the open road. Got your eye on something pre-loved? Savvy says YES to used caravan and RV finance. Buy from a dealer, trade show or a private seller. If you love the freedom that comes from caravan ownership, Savvy gives you even more freedom of choice with finance!

Lowest caravan loan interest rates

We're the envy of caravan enthusiasts everywhere with our low interest rates on caravan finance. Our rates start from the rock-bottom rate of 5.51%p.a! We search our 25+ caravan and RV lenders for Australia’s best and fairest deals on caravan finance. You’ll walk away satisfied with Savvy.

Should you buy a new or used caravan?

Buying a caravan often starts with this decision – do you buy new or used? Both have their advantages and may suit your needs. New caravans are more expensive, but will have higher residual value. They may also have more up to date safety and comfort features. Used caravans have their charm too, especially refurbished “glam” caravans. These are cheaper to purchase and may suit the occasional camper more so than the seasoned veteran. Make sure you inspect the caravan for defects before considering a purchase.

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Caravan loans from 5.51%

Low rate finance for caravans, motorhomes, RV and camper trailers

Relax with lower rates on caravan finance

Flexible caravan loans

Get trusted advice

Calculate your caravan loan and save

See how we can help you with your caravan loan

Our consultants can help you with all aspects of caravan finance from application all the way to settlement. Relax and save more with us

What our customers say about their finance experience

Comparing lenders can help you get great rates and save thousands!

Caravan questions, answered

If you have questions about caravan finance, we answer them right here.

More about caravan finance

Use our helpful guides below to learn more about caravan finance and the world of caravans and recreational vehicles

Caravan loan calculator

Camper trailers, RVs and all types of caravans

Lowest caravan loan interest rates

Should you buy a new or used caravan?

Brands you can trust

We are accredited with the most reputable lenders and insurers in Australia giving you a fair choice to compare