Personal Loans on the Spot
Access instant small personal loans up to $5,000 with Savvy.
Most of us would’ve experienced a situation where an unexpected expense pops up that you don’t quite have the money to pay for. Fortunately, you can access cash loans virtually on the spot and cover just about any cost up to $5,000 when you apply for financing through Savvy.
We’re partnered with reputable lenders who understand that life isn’t always straightforward and can work with a diverse range of financial backgrounds. Get started with your small personal loan by applying with Savvy and we’ll find a lender suited to your needs.
The features and benefits of an on the spot small personal loan
Small personal loan applications are highly automated and efficient, so you’ll receive an outcome in as little as 60 seconds and funds potentially within the hour.
With possible amounts spanning a wide range, small loans are versatile and able to be used for just about anything you like from as little as $2,050.
Whether you’re working full-time, part-time, casually, earning income through Centrelink or a mixture, you’ll be able to be approved for financing with a small loan financier.
You’re also afforded a great deal of flexibility when it comes to how you repay your loan, with repayments taking as little time to repay as 16 days and as much as two years.
Fees form the sole cost of your loan and are capped so that you’ll know what they’ll add up to before you even sign onto the loan.
Why apply for a small loan with Savvy?
How to save time on the small personal loan application process
Only borrow what you can comfortably repay
Submitting your application for an amount that may cause you some difficulty in repaying is likely to result in a swift rejection from your lender. While they’re likely to come back with a return offer of an amount they’d be willing to approve you for, you can save time by thoroughly assessing your income and expenses and determining what you can comfortably afford to commit to.
Frequently asked questions about personal loans on the spot
Helpful small loan guides
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.