Need a small loan to cover the unexpected?
Get the cash you need, fast. Savvy helps with a bit of extra cash when needed
Sometimes life can throw unexpected bills at us such as medical bills, emergency repairs and home improvements. Credit cards aren’t always the answer, though, so small personal loans can be a stop-gap solution to urgent cash needs. A small loan is a short-term finance option that allows people to borrow small amounts of money, usually from about $300 to $5,000.
Savvy works with you to provide instant small finance to help you through any emergencies, giving you a range of repayment options that won’t break the bank. With outcomes in 60 seconds and funds sent to you on the same day, you can cover any sudden expenses and pay for them at a more manageable speed with an application through Savvy. All of the details are presented upfront, so we give you the power to make an informed decision.
The features and benefits of small personal loans
Your application can be turned around and have your money sent to you in as little as one hour to cover your costs fast.
From as little as $300 all the way up to $5,000, your instant cash loan can be used to pay for a wide variety of expenses.
As part of your small loan, you can also choose repayment terms as short as 16 days up to a maximum of two years.
Don’t worry about sending through any physical documents: the application process is 100% online from start to finish.
You can apply for your small loan with a range of acceptable incomes: full-time, part-time, casual, self-employed, Centrelink or a combination.
Because all of your fees are fixed, capped and outlined in your loan agreement, there won’t be any unwelcome surprises for you.
Because of the fixed nature of small loans’ added fees, your instalments will remain consistent throughout your term.
Not only will you receive your money quickly, you’ll also be able to access it from your bank account as soon as it’s transferred.
Small loans sorted – fast and easy
How to streamline your small loan application
First and foremost, there’s no point in applying if your application is likely to be denied immediately on eligibility grounds. To qualify for a small loan, you’ll have to meet the following criteria:
- 18 years of age or older
- Australian citizen or permanent resident
- Earned a stable income over the past 90 days