Pet Insurance for Maine Coon Cats

Maine Coon cats, the gentle giants of the feline world, make wonderful companions for any cat owner. Find out more about the breed, their common conditions and how much pet insurance might cost (as well as comparing your options) with Savvy today!

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, updated on September 11th, 2023       

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Price range

$600 – $3,000




4.5–11 kg

Coat length


Life expectancy

10–15 years


Affectionate, intelligent, sociable



Suitable for

Families, individuals, seniors, multi-pet households

Maine Coon


The Maine Coon is a remarkable domesticated cat breed, known for its size and friendly demeanour. Originating in the state of Maine, USA, it's considered one of North America's oldest natural breeds and even holds the title of the official state cat. Maine Coons are often referred to as “gentle giants” due to their large stature and sociable nature, making them excellent companions.

These cats boast a distinctive appearance with a strong, muscular body, tufted ears and a long, thick, water-resistant coat. Their impressive size sets them apart from other cats, but despite their imposing appearance, Maine Coons are known for their friendly disposition, making them great family pets.

While they require some grooming due to their luxurious coat, their personality more than compensates for the effort. Maine Coons are intelligent, loyal and often enjoy interacting with their human family members. Their history, size and charming personality have earned them a well-deserved place among the most popular cat breeds worldwide.

Common Maine Coon cat diseases and conditions

  • Hypertrophic cardiomyopathy (HCM): this cardiac ailment involves the thickening of the heart muscles, potentially impacting the heart's ability to pump blood effectively.
  • Spinal muscular atrophy (SMA): SMA is a genetic condition that affects spinal cord neurons, resulting in muscle weakness, which can hinder the cat's mobility and coordination.
  • Polycystic kidney disease (PKD): PKD is when fluid-filled cysts develop within the kidneys, potentially leading to a decline in kidney function over time.
  • Hip dysplasia: this condition involves abnormal hip joint development, which can result in discomfort, restricted movement and pain for affected cats.
  • Dental issues: Maine Coon cats are prone to dental problems such as gingivitis and periodontal disease, which can affect their oral health and overall well-being.

How much does pet insurance cost for a Maine Coon cat?

A range of factors can influence the cost of pet insurance for your Maine Coon cat, including:

  • Age: older cats generally have higher premiums due to increased health risks, while younger cats might be cheaper to insure.
  • Coverage type: the level of cover you choose directly affects the premium. Comprehensive plans offer broader protection but come with higher premiums while accident-only plans are cheaper but cover only accidental injuries.
  • Annual limits, benefit percentage and excess: lower annual limits or benefit percentages and choosing a higher excess can lead to slightly lower premiums. However, you may face higher costs in the event of a claim.
  • Discounts and offers: some insurers provide discounts for multiple pets, bundling policies or enrolling your pet at a young age.
  • Veterinary history: your Maine Coon's medical history, including pre-existing conditions or past illnesses, can impact coverage options and policy terms.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Maine Coon cats

Are Maine Coon cats suitable indoor cats?

Yes – Maine Coon cats are adaptable and can thrive both indoors and outdoors. However, many owners choose to keep them indoors in Australia due to concerns about their impact on native wildlife. If kept indoors, it's essential to provide them with plenty of stimulation, toys, scratching posts and climbing shelves to prevent boredom.

How often should I groom my Maine Coon?

Maine Coon cats have long, luxurious coats that require regular grooming to prevent matting and tangles. Aim to groom your Maine Coon at least 2–3 times a week. During shedding seasons, which typically occur in spring and fall, daily brushing may be necessary to manage loose fur.

How much stimulation does my Maine Coon need?

Maine Coon cats are known for their playful and social nature. They require ample stimulation and entertainment to stay happy. Provide interactive toys, engage in daily play sessions, and consider introducing food puzzles to keep their minds and bodies active.

Can I let my Maine Coon outdoors in Australia?

While Maine Coon cats have a natural inclination to explore the outdoors, it's advisable to keep them indoors or provide a secure outdoor enclosure in Australia. Allowing them to roam freely can pose a risk to native wildlife, and outdoor enclosures offer a safe way for them to enjoy the outside environment while protecting local wildlife. Ensure they have ample entertainment and play options indoors to prevent boredom.

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Whether you're buying for your dog or cat and whether they're big or small, you can compare pet insurance policies tailored to your furry friend's needs from Savvy's panel of trusted Australian insurers. Grab a free, no-obligation quote today!
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