Pet Insurance for Munchkin Cats

Munchkin cats may be known for their unique appearance, but there’s much more to discover about these charming feline companions. Find out more about them, their common health conditions and how much pet insurance might cost with Savvy today!

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on September 11th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Price range

$700 – $2,000





Coat length

Short, medium-to-long

Life expectancy

12–15 years


Playful, sociable, outgoing


Yes – but younger children should be supervised

Suitable for

Families, individuals, seniors, multi-pet households



The Munchkin cat, also known as the Sausage Cat or feline Dachshund, is characterised by its short legs resulting from a genetic mutation. This breed, established in the 1940s and officially recognised in 1991, takes its name from L. Frank Baum's Munchkin inhabitants from The Wonderful Wizard of Oz.

Munchkin cats are small but outgoing and adapt well to affection and handling. Despite their unique physique, they are active and playful pets that enjoy the company of others.

While concerns about potential health issues and controversies surround this breed, Munchkin cats are still cherished for their distinct appearance and friendly disposition, making them an intriguing choice for cat enthusiasts.

Common Munchkin cat diseases and conditions

  • Osteoarthritis: Munchkin cats face an increased risk of developing osteoarthritis due to their shorter limbs, which can affect their mobility.
  • Lordosis: this condition involves excessive curvature of the spine, which Munchkin cats are prone to due to their unique physique.
  • Pectus excavatum: this condition is characterised by a hollowed chest, where the sternum and ribs do not grow properly; however, if diagnosed young, it can be corrected with surgery.
  • Mobility issues: Munchkins' unique leg structure may limit their ability to jump and move like other cats.
  • Bow-legged posture: some Munchkin cats may develop a bow-legged or knock-knee posture due to their genetics.

How much does pet insurance cost for a Munchkin cat?

There are many factors that can influence the cost of pet insurance for your Munchkin cat, including the following:

  • Age: older cats generally have higher premiums due to increased health risks, while younger cats can generally get lower premiums as they have fewer health issues.
  • Coverage type: the type of coverage you choose directly affects the premium. Comprehensive plans offer broader protection but come with higher premiums. Accident-only plans are cheaper but cover only accidental injuries.
  • Annual limits, benefit percentage and excess: lower annual limits or benefit percentages and choosing a higher excess can lead to slightly lower premiums. However, you may face higher costs in the event of a claim.
  • Discounts and offers: some insurers provide discounts for multiple pets, bundling policies, or enrolling your pet at a young age.
  • Veterinary history: your cat's medical history, including pre-existing conditions or past illnesses, can impact coverage options and policy terms.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Munchkin cats

Are Munchkin cats suitable indoor cats?

Yes – Munchkin cats are best suited to indoor living. Their shorter legs can make them vulnerable outdoors, and they lack the agility of other cats for climbing and defending themselves. Keeping them indoors provides a safer and more comfortable environment where they can thrive.

Do Munchkin cats get along with other pets?

Yes – Munchkin cats are generally sociable and can get along well with other pets, including dogs and other cats. Proper introductions and socialisation are key to ensuring harmonious relationships among your pets.

How often should I groom my Munchkin cat?

The grooming frequency for Munchkin cats depends on their coat length. Short-haired Munchkins require minimal grooming, usually a weekly brush to remove loose hair and prevent matting. Long-haired Munchkins, on the other hand, benefit from more frequent grooming, possibly several times a week, to maintain their luxurious coats.

Are there any ethical concerns associated with Munchkin cats?

Yes – there are ethical concerns about Munchkins due to their unique physical characteristics caused by breeding for short legs. Some argue that these traits can lead to health issues. If you are looking to buy a Munchkin, it is important to choose a responsible breeder who follows ethical breeding practices and prioritises the health and well-being of the cats.

Helpful guides on pet insurance

Is pet insurance worth it

Is Pet Insurance Worth it?

Are you wondering about the cost of pet cover and wondering is pet insurance worth it? Find out all you...

Pet owner holding dog paw

Pet Euthanasia Cost Australia

Saying goodbye to a cherished pet is never easy. Our guide offers insights into pet euthanasia costs and options, helping...

Pet Insurance Banner

What Does Pet Insurance Cover?

Are you wondering what pet insurance covers? Find out all about pet insurance and the cover it provides here with Savvy.   ...

Compare pet insurance policies with Savvy

Whether you're buying for your dog or cat and whether they're big or small, you can compare pet insurance policies tailored to your furry friend's needs from Savvy's panel of trusted Australian insurers. Grab a free, no-obligation quote today!

We'd love to chat, how can we help?

By clicking "Submit", you agree to be contacted by a Savvy broker and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.