Pet Insurance for Persian Cats

The Persian cat is a breed renowned for its regal appearance and gentle nature. Learn more about these distinguished feline companions, their common health conditions and how much pet insurance might cost with Savvy today!

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, updated on September 11th, 2023       

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Price range

$500 – $1,500





Coat length


Life expectancy

12–18 years


Gentle, patient, quiet


Yes – if handled gently

Suitable for

Families with older children, individuals, seniors, multi-pet households



The Persian cat, also known as the Persian longhair, is a distinguished breed known for its luxurious, long coat and distinctive facial features. Originating from Persia, modern-day Iran, these feline companions have a history dating back centuries. They were introduced to Europe in the early 17th century, and over time gained popularity across Europe and eventually the world.

The defining characteristics of the Persian cat are its round face and short muzzle, giving it an endearing expression, and plush, silky coat. This coat comes in a wide array of colours and patterns, though requires regular grooming to keep it in its full splendour.

Persian cats are known for their calm and serene disposition, making them well-suited to a peaceful and loving home environment. They form deep bonds with their human companions, often seeking out cuddles and lap time. Their laid-back demeanour makes them a perfect match for those looking for a loyal and loving feline friend. With their graceful presence and loving disposition, Persian cats have rightfully earned their place as one of the most beloved and sought-after cat breeds worldwide.

Common Persian cat diseases and conditions

  • Polycystic kidney disease (PKD): this is an inherited condition where cysts form in the kidneys, obstructing them from functioning properly. It can lead to chronic renal failure if not detected and managed.
  • Feline hypertrophic cardiomyopathy (HCM): this inherited heart disease is characterised by the thickening of the heart’s walls, potentially leading to severe complications, including sudden death.
  • Progressive retinal atrophy (PRA): PRA refers to a family of eye conditions that cause a gradual deterioration of the retina, ultimately leading to vision loss.
  • Brachycephalic airway obstruction syndrome: specific to brachycephalic breeds like Persians, this condition leads to obstructed airways, resulting in severe respiratory distress.
  • Skin inflammation/infection: due to their facial structure, Persians are prone to excess skin folds around their face, which can lead to soreness and infections.

How much does pet insurance cost for a Persian cat?

There are many factors that can influence the cost of pet insurance for your Persian cat, including the following:

  • Age: senior cats tend to face increased premiums due to higher health risks, while insurers may offer lower premiums for younger cats.
  • Coverage type: the chosen coverage type directly influences the premium, with comprehensive plans often costing more and accident-only policies generally having lower premiums.
  • Location: the cost of veterinary care is influenced by your location, with urban areas often incurring higher expenses compared to rural regions. This can affect the premiums you pay for pet insurance.
  • Discounts and offers: some insurers provide discounts for multiple pets, bundling policies or enrolling your pet at a young age.
  • Medical background: the health history of your cat, including any existing conditions or previous illnesses, can have an impact on the coverage choices available and the terms of the policy.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Persian cats

Are Persian cats suitable indoor cats?

Yes – Persian cats are well-suited for indoor living. Due to their calm and serene disposition, they tend to thrive in a peaceful and controlled environment. Keeping them indoors also helps protect their long coats from dirt and tangles, ensuring they stay healthy and comfortable.

How often should I groom my Persian cat?

Persian cats have long, luxurious coats that require regular grooming. Ideally, you should groom your Persian cat every day to prevent mats, tangles and dirt build-up. This not only keeps them looking their best but also helps maintain their overall health and comfort.

Are Persian cats vocal cats?

No – while they may communicate with soft meows and chirps from time to time, Persians are not particularly vocal compared to some other breeds. Their calm disposition makes them a peaceful companion.

Can I let my Persian cat roam outdoors?

No – it’s generally recommended to keep Persian cats indoors or provide them with a secure outdoor enclosure. Their long coats and serene nature can make them more vulnerable outdoors. Additionally, they may not have the same street-smarts as more outdoor-oriented breeds, making them safer indoors.

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Compare pet insurance policies with Savvy

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