Pet Insurance for Ragdoll Cats

Ragdoll cats are known for their gentle and affectionate nature, making them wonderful companions for families and individuals alike. Discover more about these delightful feline friends, including insights into their unique characteristics and common health considerations, and explore how much pet insurance might cost with Savvy today!

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, updated on September 11th, 2023       

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Price range

$500 – $2,500





Coat length


Life expectancy

12–15 years


Gentle, affectionate, calm



Suitable for

Families, individuals, seniors, multi-pet households



The Ragdoll is a breed of cat known for its striking appearance and gentle temperament. These cats are characterised by their large size, silky coats and vivid blue eyes. One of their distinctive traits, from which they get their name, is their tendency to go limp or “flop” when picked up. Despite their size, Ragdolls have a docile and easy-going disposition, making them ideal companions for families and individuals alike.

Ragdolls are often described as “dog-like cats” due to their sociable nature. They enjoy following their owners around the house and are known for their patience with children. Unlike some more active breeds, Ragdolls are content to lounge around and be part of the family's daily activities. While they enjoy playtime, their exercise needs are relatively moderate, so they are well-suited to indoor living. Additionally, their affectionate and tolerant nature extends to other pets, making them adaptable to multi-pet households.

Ragdolls are renowned for their low-maintenance grooming requirements. Their semi-long fur doesn’t tend to mat easily, and they only require a gentle brush every few days to keep it looking its best. This, combined with their generally robust health, makes Ragdolls a practical choice for a wide range of households. Overall, Ragdolls make wonderful pets for those seeking a loving and laid-back feline companion.

Common Ragdoll cat diseases and conditions

  • Hypertrophic cardiomyopathy (HCM): this is a genetic heart condition characterised by thickening of the heart muscles. It's considered one of the most prevalent heart diseases in cats, including Ragdolls.
  • Polycystic kidney disease (PKD): PKD is an inherited condition where fluid-filled cysts form in the kidneys. Over time, these cysts can lead to kidney failure.
  • Feline lower urinary tract disease (FLUTD): this encompasses various conditions affecting the bladder and urethra in cats. Ragdolls, like many other breeds, can be prone to FLUTD.
  • Dental issues: Ragdolls, like many other breeds, can be prone to dental problems like gingivitis and periodontal disease. Regular dental care is essential to prevent these issues.
  • Obesity: Due to their laid-back nature, Ragdolls can be prone to weight gain. Obesity can lead to various health issues, including diabetes and joint problems.

How much does pet insurance cost for a Ragdoll cat?

There are many factors that can influence the cost of pet insurance for your Ragdoll cat, including the following:

  • Age: older cats tend to face increased premiums due to higher health risks, while insurers may offer lower premiums for younger cats.
  • Coverage type: the type of cover you choose directly influences the premium, with comprehensive plans often costing more and accident-only policies generally having lower premiums.
  • Discounts and offers: some insurers provide discounts for multiple pets, bundling policies or enrolling your pet at a young age.
  • Medical background: your cat’s medical history, including any existing conditions or previous illnesses, can have an impact on the coverage choices available and the terms of the policy.
  • Annual limits, benefit percentage and excess: lower annual limits or benefit percentages and choosing a higher excess can lead to slightly lower premiums. However, you may face higher costs in the event of a claim.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Ragdoll cats

Are Ragdolls suitable indoor cats?

Yes – Ragdolls are well-suited to indoor living. They are known for their calm and docile nature, which makes them less likely to roam or exhibit the adventurous tendencies of some other breeds. Providing a stimulating indoor environment with toys and climbing structures will help keep them mentally and physically engaged.

How often should I groom my Ragdoll cat?

Ragdolls have long, silky fur that requires regular grooming to prevent matting and tangles. Aim to brush your Ragdoll at least once a week, and possibly more frequently during shedding seasons. This not only keeps their coat in top condition but also provides a bonding opportunity between you and your cat.

Are Ragdolls good family cats?

Yes – Ragdolls are known for their affectionate and gentle nature, which makes them excellent companions for families. They are often described as “lap cats” and enjoy spending quality time with their human family members. Additionally, one of their distinctive traits is their tendency to go limp or ‘flop’ when picked up, adding to their charm and making them even more endearing lap companions.

Can I let my Ragdoll cat roam outdoors?

No – it’s generally recommended to keep Ragdolls indoors or provide them with a secure outdoor enclosure. Their friendly and trusting nature can make them vulnerable to outdoor dangers. If you do want to allow outdoor access, it should be in a safe and controlled environment.

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