• Are you a small business owner?
  • Have fluctuating cash-flow?
  • Lack proof of income?
  • Is a low doc home loan for you?

At Savvy we can help you and your family have the security of owning your own home if you are self employed or a small business owner.

When you are self employed, there is a lot to consider and it can be difficult to get approval for a traditional home loan.

When there is a lack of paperwork and fluctuating cash-flow it can be hard to verify your income. A low doc home loan may be the right choice for you. Application is a faster process and requires less paperwork than a regular home loan.

At Savvy we can offer you free expert advice and help you through the process of applying for a low document loan which is specifically designed for the self employed or small business owner.

Many lenders offer loans with varying features such as a line of credit and fixed or variable rates. Savvy's experienced consultants can find the right loan for you. Generally you are required to self-certify your income with a simple form and show a clear credit history.

You may not be able to borrow as much and the interest rate can be higher than with a regular home loan, however once you can verify your income, you may be able to switch to a regular home loan with a lower rate of interest.

Just contact us and take the first step of owning your own home.

Why Choose Savvy?

Refinance with ease

Looking for refinancing? Savvy can help. If you’re self-employed and looking to refinance an existing loan or plan a refinancing option at a more competitive rate in the future, we have the knowhow and partnerships to make it happen.

Our financial professionals serve your interests

If you’re self-employed and anxious you can’t get a home loan, you aren’t alone. Our financial professionals are here to help you through the process to ensure you’re approved.

Low doc without the drawbacks

Get a low doc home loan with all the features and benefits of a traditional standard home loan. Lines of credit, equity and redraw facilities may be available to approved customers.

Competitive self-employed home loan rates

Self-employed doesn’t mean you can’t get a great rate. We scour low doc home loans from over 25 lenders all clamouring for your business. Savvy puts pressure on lenders to take the pressure off you!

Borrow up to 80% of your home's value

If you'll think it'll take forever to save for a deposit, think again. We can find loans with 80% loan to value ratio for approved applicants. You may have to take out Lender’s Mortgage Insurance, but we can help you with all the paperwork and answer your questions.ants. You may have to take out Lender’s Mortgage Insurance, but we can help you with all the paperwork and answer your questions.