Home loan refinance

Thinking of refinancing your home loan? Savvy offers a complete range of home loan options to suit all needs.

According to a recent survey, 83% of people have not refinanced their home loan in at least the last two to three years. Alarmingly, 40% of Australians have never refinanced their home loan. With historic low interest rates, there has never been a better time to refinance.

Refinancing is a straightforward proposition when you have Savvy on your side. Our financial professionals can guide you through the entire refinancing process, finding you the best deal from over 25 premium home lenders.

Whether you need to upgrade your mortgage with better features such as an offset account, access equity and renovate or sub-divide your property, we can help. At the end of the day, you’ll be saving thousands of dollars and years – perhaps decades – off the term of your loan.

Whatever your circumstances, at Savvy, our professional accredited consultants can help you to compare hundreds of loan products for you to make the right choice.

Calculate and save by comparing car loans

Thinking of buying your dream car? Savvy offers a complete range of car loan options to suit all needs.
Compare and save with Savvy. Savvy has access to all major banks and lenders in the country. We hold accreditation with all the major lenders in the country and have experienced consultants to tackle any requirement.

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
SavvyVariable Refinance Loan3.89%
variable
3.91%$1,648.83
GreaterBankGreat Rate Variable Home 3.89%
variable
3.89%$1,648.83
MacquarieBasic Variable Home Loan3.89%
variable
3.89%$1,648.83
AMPEssential Home Loan3.89%
variable
3.91%$1,648.83
Bank of AustraliaPremium Home Loan Fixed 3 Years3.94%
fixed - 3 yrs
4.63%$1,658.87
IMBEssentials Investment Loan4.09%
variable
4.09%$1,689.16
CBAFixed Rate Home Loan 3 Years4.24%
fixed - 3 yrs
5.10%$1,719.74
ANZANZ Standard Variable Home Loan4.35 - 4.50%
fixed - 2 yrs
4.74 - 4.89%$1,742.34
WestpacSMSF Investment Property Loan Fixed 2 Years4.99%
fixed - 2 yrs
5.66%$1,876.74

Why choose Savvy?

We are accredited with most reputable lenders in Australia giving you a fair choice to compare

We understand your needs
If your circumstances have changed or you’re simply looking for a better deal, Savvy can help
Renovations and investments
We can help you select the right solution when it comes to refinance for renovations and investment.
Get the Savvy difference
If your lender dodges calls and leaves emails gathering dust, apply and get the Savvy difference.
Features, features, features
Offsets, redraws, lines of credit, debt consolidation – Savvy finds home loan products with a range of extras that help you and your family.
Latest property insights
Find out the latest property trends and get individual analysis by our experts.
Competitive refinance rates
With over 25 lenders and banks clamouring for your business, Savvy sources the best refinancing products in Australia.