First home buyers

Thinking of buying your first home? Savvy offers a complete range of home loan options to suit all needs.

Get into your first home sooner

Buying your first home can be an exciting – and nerve-wracking - venture. After one’s vehicle, it’s the biggest asset an Australian will ever buy. At Savvy we give you the expert, professional advice you need to help you realise the great Australian dream: home ownership.

We provide all our services FREE – and there’s no obligation to apply. At Savvy we will be with you every step of the way. With Savvy, you’re gaining true buying power. Together, you’ll access hundreds of loan products and guide you toward the best possible deal.

Trusted brand

Our professionals will help you each step of the way. We’ll help you apply for the home buyer’s grant, assess your borrowing potential and tell you what fees and charges to expect up front, before you even have to worry about them.

Savvy can offer advice regarding valuation, building and pest inspections as well as mortgage insurance. We work hard securing your first home loan at a competitive rate and with the best features to suit your individual needs.

It’s never been easier to find a great home loan with Savvy. We have found dozens of satisfied first homebuyers the right home loan. It’s simple, convenient and we do all the hard work for you!

Calculate and save by comparing car loans

Thinking of buying your dream car? Savvy offers a complete range of car loan options to suit all needs.
Compare and save with Savvy. Savvy has access to all major banks and lenders in the country. We hold accreditation with all the major lenders in the country and have experienced consultants to tackle any requirement.

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
SavvyVariable First Home Buyers3.87%
variable
3.92%$4,589.48
GreaterBankGreat Rate Variable Home Loan3.89%
variable
3.89%$4,591.73
AMPEssential Home Loan3.89%
variable
3.91%$4,591.73
CUAFresh Start Basic Variable3.89%
variable
3.94%$4,591.73
Bank of AustraliaPackage Premium Home Loan Fixed 3 Years3.94%
fixed - 3 yrs
4.63%$4,597.36
CBAExtra Variable Rate Home Loan4.19%
variable
4.30%$4,625.60
ANZStandard Variable Home Loan4.35%
variable
4.74%$4,643.72
NABTailored Home Loan - Principal and Interest5.25%
variable
5.38%$4,746.50
WestpacRocket Repay Home Loan 5.29%
variable
5.43%$4,751.10

*Interest Rate from 3.87%, comparison rate of 3.92% pa based on a 5 year secured consumer fixed rate loan of $40,000. *WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

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Why choose Savvy?

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare

Guiding you through
Savvy consultants will advise you from getting quotes to financing and all the way to settlement.
Finding your right loan
Savvy has over 25 lenders and banks means you’ll get the best mortgage suiting your budget and goals.
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