First home buyers

Thinking of buying your first home? Savvy offers a complete range of home loan options to suit all needs.

Get into your first home sooner

Buying your first home can be an exciting – and nerve-wracking – venture. After one’s vehicle, it’s the biggest asset an Australian will ever buy. At Savvy we give you the expert, professional advice you need to help you realise the great Australian dream: home ownership.

We provide all our services FREE – and there’s no obligation to apply. At Savvy we will be with you every step of the way. With Savvy, you’re gaining true buying power. Together, you’ll access hundreds of loan products and guide you toward the best possible deal.

Trusted brand

Our professionals will help you each step of the way. We’ll help you apply for the home buyer’s grant, assess your borrowing potential and tell you what fees and charges to expect up front, before you even have to worry about them.

Savvy can offer advice regarding valuation, building and pest inspections as well as mortgage insurance. We work hard securing your first home loan at a competitive rate and with the best features to suit your individual needs.

It’s never been easier to find a great home loan with Savvy. We have found dozens of satisfied first homebuyers the right home loan. It’s simple, convenient and we do all the hard work for you!

Calculate and save by comparing first home buyer home loans

Compare and save with Savvy. Savvy has access to all major banks and lenders in the country. We hold accreditation with all the major lenders in the country and have experienced consultants to tackle any requirement.

Loan Amount

Loan Term

Lender	Product Name	Advertised Rate	Comparison Rate	Monthly Repayment
Savvy	Variable First Home Buyers	3.87% fixed	3.92%	$550.74
GreaterBank	Great Rate Variable Home Loan	3.89% variable	3.89%	$551.01
AMP	Essential Home Loan	3.89% variable	3.91%	$551.01
CUA	Fresh Start Basic Variable	3.89% variable	3.94%	$551.01
Bank of Australia	Package Premium Home Loan Fixed 3 Years	3.94% fixed - 3 yrs	4.63%	$551.68
CBA	Extra Variable Rate Home Loan	4.19% variable	4.30%	$555.07
ANZ	Standard Variable Home Loan	4.35% variable	4.74%	$557.25
NAB	Tailored Home Loan - Principal and Interest	5.25% variable	5.38%	$569.58
Westpac	Rocket Repay Home Loan	5.29% variable	5.43%	$570.13

* The interest rate of 3.87% p.a. with a comparison rate of 3.92% p.a. is based on a loan amount of $150,000 and a term of 25 years. The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.