Couples’ Travel Insurance

Travelling with your soul mate? Travel insurance for couples can offer you a wide range of benefits, depending on the level of coverage you choose to purchase. Most comprehensive travel insurance policies will offer you the following benefits:

• Overseas medical and hospital expenses: accidents can happen no matter where you are in the world. If you require medical attention because you’ve fallen ill or suffered an injury due to a covered incident, your medical expenses can be covered by your insurance company. This includes if you require repatriation or evacuation because your situation has taken a turn.
• Around-the-clock support: if you need to get in touch with your insurance company because you’re in a medical emergency or have a question about your policy, you can contact them 24/7 via phone or online.
• Cancellation: the unexpected can happen right before you’re meant to leave on your holiday. If one of you falls sick and can’t travel, your travel insurance covers the cost of calling off your trip, including getting refunds for any pre-paid costs including flights, hotels and any tours up to your claim limit. You can also be reimbursed for travel agent fees.
• Delay and disruption: certain travel insurance policies can cover you for a set amount for each day your travel is delayed by more than 24 hours. They’ll also cover the costs of accommodation, food and the bare necessities if your bags are also in flux.
• Lost or damaged luggage: it can be annoying if your bags don’t turn up on the baggage carousel or they’re looking a little worse for wear. The good news is most top-level cover includes protection for your personal belongings, allowing you to claim for their repair or replacement.
• Passport or credit card fraud: there’s nothing more important to your holiday than your passport and your money. If these valuable items get lost or stolen, your insurance company can cover the cost of their replacement so you can get back to enjoying your holiday.
• Personal liability: if you or your partner are found to be personally responsible for the damage or injury of someone or something at your destination, your insurer can cover up to $5 million in legal fees.
• Theft of cash: if you’re enjoying a European holiday when a pickpocket strikes out of nowhere, most insurance companies allow you to claim up to $250 in stolen cash, as long as it’s been reported to the relevant authorities.