Knowing what details you need to provide when purchasing your travel insurance policy can save you a heap of time when you’re planning a trip. If you’re scratching your head wondering what information or documents you need to supply, Savvy can help you out.
You can find out what information you need to purchase a policy when you compare with us, taking the guesswork out of the process. Consider your options with Savvy today and learn what you need to buy travel insurance today.
Part of purchasing travel insurance is telling your insurer a bit about yourself and the trip you’re planning to take. This allows them to tailor the price of your policy to the type of trip you want to take. When you settle on a policy, you will need to provide your travel insurer with the following details:
Once you’ve provided all these details, you’ll receive a quote for your travel insurance. If everything looks okay, you can go ahead and purchase your policy with just a few clicks online or by phoning your chosen insurance provider.
Making a claim online or over the phone is relatively straightforward with most travel insurance companies. If you’re already overseas, you can process a claim not long after the incident happens.
When you’re making a claim, you will need to provide some information to your insurance company. This will usually include:
Once you’ve provided all the necessary details, you can go ahead and submit your claim. Most insurers will tell you it can take up to ten working days to process a claim and for you to receive your coverage. That’s why it’s best to submit your claim as soon as possible, both to speed up the reimbursement of your funds and also so the details of the incident remain fresh in your mind.
Comparing travel insurance policies is the best way to find one which suits your holiday plans. When you compare with Savvy, you can request quotes from our partner providers, do a side-by-side comparison between them to see who offers the most benefits and then weigh up the costs.
You should also consider the following when you’re doing your homework and searching for the perfect policy:
Think about what you’re doing on holiday
Potentially risky activities such as scuba diving, rock climbing and skiing are often excluded from standard basic and comprehensive policies, so you’ll more than likely need to pay extra if you’re thinking of taking a walk on the wild side. It’s also worth checking if your policy automatically covers you for the excess on a rental car if you’re planning to get around your destination on four wheels.
Consider your age and health
How old you are and the health conditions you suffer will largely determine the type of cover you need for your holiday. Most policies include age limits, which start from 65 and range right up to 130. They also include automatic cover for a string of pre-existing conditions, but you may have to pay a higher excess if your illness isn’t included.
Work out what you’re taking
Cameras, smartphones and other high-priced gadgets are often essential parts of travel. As such, when you’re shopping around for the perfect travel insurance policy, it’s best to make sure they are covered. Make sure you check the sub-limits and excesses on your policy are sufficient for what you’re taking with you. Excesses on certain policies can be more than the value of the items you’re taking, so it may be worth paying a little extra to remove it.
Compare with Savvy
Whether you’re heading off to Bali or the USA, Savvy can help you make an educated decision on your travel insurance by showing you what to compare, what to watch out for and how to find the right policy at the best price.
We do not compare all travel insurance brands currently operating in the market. Any advice presented above or on other pages is general in nature and does not consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy.
Savvy earns a commission from our partners each time a customer buys a travel insurance policy via our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via their websites.
Before purchasing your policy, we recommend you refer to the provider’s PDS for any further information on the terms, inclusions and exclusions.