Find out how a broker may be able to help you and compare travel insurance options with Savvy.
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Savvy Editorial TeamFact checked
Travel insurance is as important as your bags and passport when you’re taking a trip for business or leisure. However, finding the right policy that’s tailor-made for your journey can be tricky. Travel insurance brokers are there to make that decision easier and Savvy can show you how they work.
By doing your homework with us, you’ll find out exactly how travel insurance brokers operate, how much they cost and the pros and cons of enlisting their help, as well as how you can find the right travel insurance policy right here with us. Start the process with Savvy today.
Travel insurance brokers are specialists who help you compare deals and find the best coverage for your upcoming trip. There are countless policies on the market, offering a diverse range of different conditions, inclusions and exclusions, so finding the right one for your upcoming getaway can be tricky. A broker can sift through the unnecessary policies to help you find and secure a travel insurance product which is the best fit for your next trip away.
Aside from comparing travel insurance for you, brokers can also liaise with your insurance provider whenever necessary, including if you need to make a claim. This allows you to save time and a lot of hassle when you’re busy making the most of your time away.
Putting your faith in a broker to find the best travel insurance policy allows you to leave the decision up to the experts so you can get on with planning your trip. However, there are arguments for and against using a specialist third-party broker to find a travel insurance policy. These include:
Pros:
Cons:
If you’re looking at your options aside from a travel insurance broker, Savvy can help you track down the right travel insurance for your next holiday with our easy-to-use website. Our straightforward online tool lets you compare quotes from various providers and get a side-by-side comparison of the price of the premiums on leisure or business trips. You also get to weigh up the costs, excesses, benefits and claim limits on each policy to take the guesswork out of your decision.
You can purchase basic or comprehensive travel insurance through travel agents, insurance companies or certain banks or simply by going out and doing the research yourself. There are also some credit card companies which offer complimentary travel insurance, which may be conditional on you purchasing your flights or accommodation using the card.
If you’re wondering what you need to take out travel insurance with a broker, you don’t need much. A broker will need a few details to help find the right travel insurance policy that suits your unique circumstances, including:
You can still purchase domestic travel insurance through a broker if you’re just taking a road trip across Australia or visiting family and friends in Sydney. However, if your trip is relatively short and inexpensive, you may simply decide to skip using a broker and compare options yourself with Savvy.
Buying your travel insurance through a travel agent can be convenient if you’re already going through them for your flights and accommodation. It can also give you peace of mind that if anything goes wrong, your agent can help you out. However, buying your policy through a travel agent can be expensive because they often charge you a commission on top of the standard cost of the policy. It’s also likely you won’t be given the same level of choice when it comes to your policy, which is one of the benefits you get by comparing with Savvy.
Making a claim on your travel insurance is usually pretty painless and can be done in no time at all. Generally speaking, most insurance companies will allow you to submit your claim online, which includes the following steps:
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Most insurers will tell you it can take up to ten working days to receive a verdict on your claim. It’s important to respond to questions about your claim quickly so it doesn’t hold up the process. Also, it’s a good idea to file a claim as soon as possible so the details of the incident are fresh in your mind.
Disclaimer:
We do not compare all travel insurance brands currently operating in the market. Any advice presented above or on other pages is general in nature and does not consider your personal or business objectives, needs or finances. It’s always important to consider whether advice is suitable for you before purchasing an insurance policy.
Savvy earns a commission from our partners each time a customer buys a travel insurance policy via our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via their websites.
Before purchasing your policy, we recommend you refer to the provider’s PDS for any further information on the terms, inclusions and exclusions.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
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