Pet Insurance for Siamese Cats | Compare Policies | Savvy

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Siamese cats, with their striking appearance and engaging personalities, make wonderful companions. Find out more about them, their common conditions and how much pet insurance might cost with Savvy today!

Written by , updated on September 11th, 2023

Price range

$250 – $800

Height

27–31cm

Weight

2.5–6kg

Coat length

Short

Life expectancy

12–20 years

Personality

Affectionate, intelligent, social

Kid-friendly?

Yes

Suitable for

Families, individuals, seniors, apartment living

Overview

The Siamese cat, hailing from Thailand, is one of the oldest and most distinctive Asian cat breeds. Instantly recognisable for its unique colouration pattern, featuring darker ears, face, paws and tail against a lighter body, the breed encompasses two main types: the modern Siamese, known for its captivating blue almond-shaped eyes and sleek, elongated body, and the traditional Siamese, characterised by a plumper physique and rounder head.

Siamese cats are known for their intelligence, playfulness and affectionate nature. They form strong bonds with their owners and are often described as extroverts due to their sociable and talkative demeanour. Many Siamese cats have a distinct vocalisation, often likened to a baby’s cry. They are highly interactive and enjoy engaging with both humans and other cats.

Due to their sociable and attention-seeking personalities, Siamese cats thrive in environments where they can have regular interaction and companionship, making them ideally suited for households with active and involved families, or individuals who can devote time to their feline companion.

Common Siamese cat diseases and conditions

Amyloidosis: amyloidosis is a condition where abnormal proteins, called amyloids, build up in organs, particularly the liver. Siamese cats have a genetic predisposition to this condition, and early detection is essential for management.
Vestibular disease: vestibular disease affects the inner ear and can lead to symptoms like loss of balance, head tilting, and difficulty walking. It can be caused by various factors and requires prompt veterinary attention.
Asthma: Siamese cats can be prone to asthma, a respiratory condition characterized by wheezing, coughing, and difficulty breathing. It's important to manage this condition with appropriate veterinary care and, in severe cases, medication.
Progressive retinal atrophy (PRA): PRA is a genetic disorder that leads to a gradual loss of vision. Siamese cats can be carriers, so regular eye examinations are recommended to monitor their eye health.
Feline hyperesthesia syndrome: also known as “rippling skin disorder”, this neurological condition can cause a cat to exhibit strange behaviours like excessive grooming, twitching skin and sudden bursts of activity. While there is no cure, management strategies can improve the cat's quality of life.

How much does pet insurance cost for a Siamese cat?

A variety of factors can influence the cost of pet insurance for your Siamese cat, including the following:

Age: older cats generally have higher premiums due to increased health risks, while younger cats generally get lower rates.
Coverage type: the type of coverage you choose directly affects the premium. Comprehensive plans with routine care offer broader protection but come with higher premiums while accident-only plans are cheaper but cover only accidental injuries.
Pre-existing conditions: cats with pre-existing medical conditions may have higher premiums, and some insurers may exclude coverage altogether for certain conditions.
Desexing: spaying or neutering your cat can potentially lower insurance costs by reducing the likelihood of certain health problems. This is also a requirement in certain Australian states and territories such as Tasmania and Western Australia.
Discounts and offers: some insurers provide discounts for multiple pets, bundling policies or enrolling your cat when they are a kitten.

Types of pet insurance you can choose from

Accident-only

This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.

Accident and illness

This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.

Comprehensive

This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.

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Common questions about Siamese cats

How often should I take my Siamese cat to the vet?

Regular veterinary check-ups are crucial for maintaining your Siamese cat's health. It's recommended to schedule annual wellness exams. Additionally, younger and senior cats may benefit from more frequent visits. These check-ups allow the vet to monitor your cat's overall health, address any potential issues early, and ensure they receive necessary vaccinations and preventative care.

How much stimulation does my Siamese cat need?

Siamese cats are intelligent and active, so they benefit from regular mental and physical stimulation. Interactive toys, puzzle feeders and play sessions can help keep them mentally engaged. Providing opportunities for climbing and exploring can also satisfy their natural curiosity. Engaging with your Siamese cat in interactive playtime is a great way to keep them mentally and physically stimulated.

Are Siamese cats vocal cats?

Yes – Siamese cats are known for their vocal nature. They are highly communicative and often use their voices to express themselves. They may “talk” to their owners with a variety of meows, chirps and even purrs. This trait is one of the reasons they are so endearing to many cat enthusiasts.

Can I let my Siamese cat roam outdoors?

No – it’s generally recommended to keep Siamese cats indoors or provide them with access to a secure outdoor enclosure. Siamese cats are curious and may be at risk of various outdoor dangers, including traffic, predators and exposure to diseases. Providing a safe outdoor space or engaging indoor environment can help ensure their well-being and safety.

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Sign up to our newsletter

Disclaimer and important things you should know

Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.

We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.

For more information about us and how we conduct our business, you can read our privacy policy and terms of use.