Pet Insurance Tasmania
Wherever you are in Tasmania, you can compare pet insurance quotes side by side with Savvy's free comparison tool today.
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Compare pet insurance
Looking into pet insurance for your beloved furry friend? Whether you have a playful pup or a curious cat, you can compare pet insurance options from a range of providers and find the perfect coverage that suits your pet's unique needs and your budget.
Fetch Care Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
Petsy Most Popular 80% Cover $150 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Fetch Premium Plan |
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Pet insurance we think you’ll love. 24/7 vet support + dental, physio and behaviour cover added (see PDS) all in one app.More details |
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Multi-award winning pet insurance designed with the help of vets.More details |
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Petsy Value Cover 80% Cover $500 Excess |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
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Petsy Top Cover |
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Protect your furry friend with Petsy's pet insurance policy. Get a free quote.More details |
Disclaimer: Savvy is not advising or recommending any particular product to you. We provide general information on products for the purposes of comparison, but your personal situation or goals are not considered here. Although we try to make our comparisons as thorough as possible, we do not have information on all products on the market on our site.
Savvy earns a commission each time a customer buys a pet insurance policy through our website. We don’t arrange for products to be purchased from these brands directly, as all purchases are conducted via the individual pet insurance companies.
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Whether you’re contemplating a move to Tasmania or are already embracing life on this picturesque island, as a pet owner in the state, it’s vital to ensure your animal companion is covered by the right pet insurance. However, with a multitude of options to choose from, selecting the perfect pet insurance policy can be a daunting task. That's where Savvy comes into play.
Our free online comparison platform enables you to quickly compare quotes from a range of trusted partners. So whether you’re exploring the stunning landscapes of Hobart, enjoying the serene beauty of Launceston or are anywhere else in this charming state, we’re here to help you discover a policy that suits both you and your furry friend. Take the first step with a free, no-obligation quote today.
What is pet insurance and what types are available in Tasmania?
Pet insurance acts as a vital financial safety net, helping cover the expenses associated with veterinary care for your pets. Similar to health insurance for humans, pet insurance provides coverage for a range of medical expenses, helping to ensure your pet can receive essential medical attention without significant financial strain. In Tasmania, three primary types of pet insurance policies are available, each offering distinct levels of coverage and benefits:
Accident-only: this level of cover addresses medical expenses related to accidental injuries, such as fractures, lacerations, burns and insect bites.
Accident and illness: going beyond accidental injuries, this type of policy also encompasses a range of illnesses. It typically covers treatments for conditions like cancer, gastrointestinal problems and eye, ear and skin issues.
Comprehensive: the most extensive form of pet insurance, this policy covers accidents and illnesses as well as optional extras such as routine care and even dental illness coverage.
How much will insurance cost for my pet in Tasmania?
The cost of pet insurance in Tasmania can vary based on several factors, including:
- Coverage level: accident-only coverage tends to be more affordable than comprehensive coverage, as it encompasses a narrower range of incidents.
- Type, breed and age of your pet: certain breeds may be predisposed to specific health concerns, and senior pets might face higher premiums due to a higher likelihood of health issues.
- Geographical location: veterinary costs can differ by location, influencing insurance premiums. In regions with elevated veterinary expenses, like urban centres, insurance rates might be higher.
- Excess and reimbursement levels: opting for a higher excess or a lower reimbursement percentage often results in lower premiums. Keep in mind, however, that this approach means higher out-of-pocket expenses per claim.
- Pre-existing conditions: pets with pre-existing conditions might incur higher premiums or could be excluded from certain coverage altogether.
- Desexing: having your pet spayed or neutered might lead to reduced insurance premiums, as it can potentially mitigate the risk of certain health issues.
- Discounts and offers: some insurers offer discounts that can help minimise pet insurance costs. Explore sign-up discounts for new policies or multi-pet discounts when insuring multiple pets under the same provider.
How do I compare pet insurance in Tasmania?
When comparing pet insurance policies in Tasmania, consider the following factors:
- Your pet’s requirements: each pet has distinct healthcare needs and potential risks, so evaluate your pet’s age, breed, health and lifestyle when looking for an appropriate policy.
- Coverage options: weigh up the different pet insurance options available and what is and is not covered.
- Premiums: look at the cost of different policies, keeping in mind that more economical policies, such as accident-only coverage, may offer limited protection compared to pricier alternatives.
- Excess: the excess is your out-of-pocket payment upon filing an insurance claim. While a higher excess can mean lower premiums, you must ensure you can comfortably manage potential costs in the event of a claim.
- Benefit percentage and annual limits: assess the benefit percentage (the insurer's contribution to eligible vet expenses) and annual benefit limit (the maximum the insurer will pay for qualifying treatment in a policy year). Higher limits translate to lower out-of-pocket expenses, though may mean higher premiums.
- Waiting periods: some medical conditions might involve waiting periods before coverage commences. These periods can vary among insurers, so it is important to review policy stipulations.
- Policy exclusions: familiarise yourself with policy exclusions to understand instances what isn’t covered, such as pre-existing conditions, hereditary concerns and specific elective procedures.
Types of pet insurance you can choose from
This is the most basic type of pet insurance, covering costs for accidental injuries such as car accidents, poisoning, burns, fractures, snake and spider bites, but not illnesses and other conditions.
This type of insurance provides cover for accidental injuries as well as illnesses like cancer, gastrointestinal problems and eye, ear and skin conditions, but not routine care for your pet.
This offers the highest level of protection, covering accident and illness and potentially routine care such as vaccinations, dental care, worm and flea treatments and microchipping.
Why compare pet insurance with Savvy?
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Choice of insurers
We’ve partnered with a range of pet insurers to give you more choice when selecting a policy.