Pet Insurance for Himalayan Cats

Himalayan cats have an elegant appearance with a gentle temperament and affectionate nature that makes them ideal companions for families and pet lovers. Explore the world of Himalayan cats, including their characteristics, common health conditions and the potential costs of pet insurance, with us today!

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, updated on September 11th, 2023       

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Price range

$300 – $2,000





Coat length


Life expectancy

9–15 years


Gentle, affectionate, intelligent



Suitable for

First-time cat owners, families, seniors, multi-pet households, apartments



The Himalayan cat, also known as the Colourpoint Persian in Europe, is a captivating long-haired breed with a rich history and distinctive features. Originating from the crossbreeding of Persian and Siamese cats, Himalayans are recognised for their enchanting blue eyes and striking colourpoint coat pattern. Their name pays homage to the colouration found in animals living in the Himalayan region, notably the Himalayan rabbit.

Himalayan cats are beloved for their gentle and affectionate temperament. They strike a harmonious balance between playfulness and relaxation, making them ideal indoor companions. These cats form strong bonds with their human family members and are known for their sweet and sociable nature. They enjoy engaging in gentle conversations, showcasing their intelligence and communicative abilities.

Living with a Himalayan cat involves regular grooming, including daily brushing to maintain their luxurious coat and face cleaning to keep their flat faces free from debris. Despite their grooming needs, Himalayans are cherished for their loving companionship. They make delightful, long-lasting additions to any household, bringing both beauty and warmth to their owners' lives.

Common Himalayan cat diseases and conditions

  • Brachycephalic airway syndrome: due to their flat faces, Himalayans are prone to this condition, which can result in breathing difficulties. Some cats may require surgery to alleviate these issues.
  • Progressive retinal atrophy (PRA): PRA refers to a group of eye conditions that gradually cause the deterioration of the retina, leading to vision loss. Himalayans may adapt to vision loss, but regular eye exams are crucial.
  • Polycystic kidney disease (PKD): an inherited condition causing cysts to form in the kidneys, which can lead to renal failure if left untreated. Regular veterinary check-ups and genetic testing are essential to manage this disease.
  • Cherry eye: a condition where the third eyelid becomes displaced, leading to a noticeable red or pink mass in the corner of the cat's eye. It often requires surgical correction.
  • Dental issues: the brachycephalic facial structure of Himalayan cats can lead to dental crowding, misalignment, difficulty chewing and an increased risk of gum disease due to limited jaw space.

How much does pet insurance cost for a Himalayan cat?

A range of factors can influence the cost of pet insurance for your Himalayan cat, including the following:

  • Age: older cats generally have higher premiums due to increased health risks, while younger cats might be cheaper to insure.
  • Coverage type: the level of cover you choose directly affects the premium. Comprehensive plans offer broader protection but come with higher premiums while accident-only plans are cheaper but cover only accidental injuries.
  • Annual limits, benefit percentage and excess: lower annual limits or benefit percentages and choosing a higher excess can lead to slightly lower premiums. However, you may face higher costs in the event of a claim.
  • Discounts and offers: some insurers provide discounts for multiple pets, bundling policies or enrolling your pet at a young age.
  • Veterinary history: your cat's medical history, including pre-existing conditions or past illnesses, can impact coverage options and policy terms.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Himalayan cats

Are Himalayan cats suitable indoor cats?

Yes – Himalayan cats are generally well-suited to indoor living. Their long, luxurious fur makes them less tolerant of extreme temperatures, and keeping them indoors helps protect their coat and health. Indoor living also keeps them safe from various outdoor risks.

How often should I groom my Himalayan cat?

Due to their thick fur, Himalayans require daily grooming to prevent mats and tangles. Regular brushing helps keep their coat in excellent condition and minimises shedding.

Are Himalayan cats vocal cats?

Yes – Himalayan cats are known for their sweet, melodious voices. They can be quite vocal and may “talk” to their owners, especially when seeking attention or expressing their needs.

How often should I take my Himalayan cat to the vet?

Regular veterinary check-ups are crucial for Himalayan cats. Typically, they should visit the vet at least once a year for vaccinations, dental care and overall health assessments. Older cats may require more frequent visits.

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