Making money go further just got easier.
Multi-purpose payday loans
We've all been there. No matter how well you plan, life has a habit of throwing you some curveballs. That could be an unexpected bill, but it might also be that flash sale or discounted holiday. Payday loans exist to help borrowers when they don’t want a long application process. They get used to cover a whole host of purposes and purchases – and because applications get completed entirely online, payday loans are a super-fast way to qualify for shorter-term finance. Apply in minutes, receive funds as quickly as same-day.
So, why apply with Savvy?
Why let cash flow gaps slow you down? Savvy makes applying and qualifying for a payday loan quick and straightforward. Whether it’s for a rental bond, a trip to visit relatives, that much needed weekend unwind at the beach, or just wickedly high water rates – you may not have time to hang around. That’s why Savvy teamed up with lenders to offer a seamless, convenient web-based method for finding and arranging payday loans. Just get online, apply and qualify rapidly, then get the funds you need to get on with life.
Why apply for a small loan with Savvy?
How to prepare for your payday loan application?
Budget wisely, Shop around
Don't borrow more than you need. Figure out how much that is, apply with Savvy, and let us find you your ideal loan. All lending costs a certain amount of money, so only extend to what you can afford and limit your loan amount to how much you need. It's a good idea, however, to plan ahead and not borrow too little either – because responsible lenders won't allow roll-over loans or too many loans at once. If you're expecting a couple of things to crop up within a month or two, borrow enough to cover both. That could be your Summer holiday deposit and rego repairs – if they’re both coming up around the same time, save the hassle and use one loan to deal with both.
Answers to your frequently asked payday loan questions
Helpful small loan guides
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.