Get a loan that’s affordable and personal

Personal loans that are tailored for one person – you. compare, save, and get unsurpassed service

Get what you want sooner

Many of us want that holiday, new renovations or entertainment centre. Saving up is definitely an option, though it’ll take us longer than expected.

The average Australian family’s summer holiday costs $1,400 for a domestic trip away. For many of us, that’s at least month’s pay, after you take care of the mortgage and bills. Over the course of a year, how far will your family need to sacrifice to save? No Christmas lunch? No birthday presents for the kids? Scrimping and saving for a holiday or renovations means some of us have to miss out. But it doesn’t have to be that way. That’s why a Savvy personal loan can help.

Our consultants help you find a competitive personal loan that’s affordable, flexible and convenient with low rates that suit your budget and your financial situation.

Your personal loan should fit you

Personal loans should have the person right at the centre. Our consultants help you find a loan that’s right for your budget and has a competitive interest rate.

Savvy has access to over 25 of Australia’s most trusted personal loan lenders so you can compare and secure a rate that’s affordable and tailored to one person – you.

In fact, you get one-on-one, personalised service with your dedicated personal finance consultant. Your consultant is your first contact – we never handball you across to anyone else.

A personal loan is for you, and we don’t rest until you get the best service. Your consultant will talk you through your goals, obligations and answer all the questions you have about personal loans. That’s how we give you the personal Savvy touch.

Low rate personal loans

Thinking of a dream holiday or renovation or something else? Savvy has access to over 25 personal loan lenders to suit your needs and deliver a competitive rate personal loan. Calculate your personal loan repayments and compare lenders.

LenderProduct NameAdvertised RateComparison RateMonthly Repayment
IMBSecured Personal Loan7.39%
fixed
7.74%$599.57
SocietyOneGrade AA SocietyOne Loan Fixed7.88%
fixed
9.90%$606.57
HSBCSecured Personal Loan Fixed8.49%
fixed
11.80%$615.35
Bank of MelbourneVariable Rate Personal Loan8.49%
fixed
11/9-%$615.35
BSASecured Personal Loan Fixed8.49%
fixed
11.80%$615.35
St. GeorgeSecured Personal Loan Fixed8.49%
fixed
11.80%$615.35
MoneyPlaceUnsecured Loan8.90%
fixed
8.90%$621.30
Rate%SetterUnsecured Personal Loan (3 Year Term)8.90%
fixed
9.41%$621.30

*Interest Rate from 7.39%, comparison rate of 7.74% pa based on a 5 year secured consumer fixed rate loan of $40,000. *WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.

Why Choose Savvy?

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare.

Low interest rates
Savvy is linked with over 25 of Australia’s premier lenders & banks to help you get a competitive rate for your personal loan.
Dedicated consultants
Our dedicated consultants are always here to help you through the quote and application so you’re always up to speed.
Flexible repayments
We offer flexible repayment options so you can choose a term between 1-7 years and choose weekly, fortnightly, or monthly repayments.
A trusted finance brand
Savvy is one of BRW’s fastest growing companies (2014-15.) We’re a national brand that hundreds of Australians know and trust.
Debt consolidation
Need a personal loan to consolidate debts? We can help. We find competitive rates for customers with bad credit.
Borrowing power
You have a freedom to borrow from as little as $5,000, or as much as $50,000 with added advantage of fixed interest rates.