Low rate boat finance from 4.49%
Flexible and low rate loans for yachts, dinghys, jet-skis, powerboats and most marines
Sail on with flexible low rate boat loans
We help you find competitive marine loans with flexible repayments using our years of experience and latest technology
Lower rates on boat loans
Looking to purchase that dream boat? After competitive marine finance rates that will beat your banks? If yes, you have come to the right place. Savvy has access to the most competitive boat financing options in the market.
Savvy has a long history and is very experienced in financing all types of assets including recreational vehicles. We pride ourselves on not just knowing how to deliver a cheap boat loan rate and repayment but also being able to talk your language as we have good knowledge on the type of assets you will be purchasing.
Marine finance your way
With Savvy, your boat finance is always your way as you have flexibility of financing new, used or certified boat for personal or business use, through private sellers, dealers or auctioneers, anywhere in Australia.
So call us at Savvy and get a no obligation quote on your next boat, jet-ski or marine leisure craft. We help you save money, answer all your questions and help you get on the water faster. At Savvy, we know boat loans so you get the best in boat finance.
Compare boat loan lenders and save on your finance
Thinking of buying your dream boat? Use our calculator to compare reputed boat loan lenders and see how much can you save!
| Lender | Product Name | Advertised Rate | Comparison Rate | Monthly Repayment |
|---|---|---|---|---|
| Savvy | Secured Boat Loan | 5.85% fixed | 6.75% | $577.89 |
| CUA | Fixed Personal Loan | 11.99% fixed | 12.83% | $667.18 |
| Westpac | Unsecured Personal Loan | 12.99% fixed | 14.01% | $682.44 |
| NAB | Variable Rate Personal Loan | 13.69% variable | 14.56% | $693.24 |
| CBA | Secured Personal Loan | 13.90% Variable | 14.77% | $696.49 |
| St. George | Personal Loan – Unsecured | 14.35% variable | 15.22% | $703.50 |
| ANZ | Variable Rate Personal Loan | 14.69% variable | 15.55% | $708.83 |
* The interest Rate of 5.85% p.a. with a comparison rate of 6.75% p.a. is based on a 5 year secured consumer fixed rate loan of $40,000. WARNING: The comparison rate, monthly repayment and total cost applies only to the example given and may not include all fees and charges. Costs such as broker fees, redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. Different terms, fees or other loan amounts may result in a different comparison rate. Establishment fees and monthly fees apply only to consumer loans. Commercial use loans may attract different fees.
See how we can help you with your boat finance
Savvy’s expertise in boat finance means we work harder to find better rates and deals from our marine finance partners
We approve you fast
All boats financed
We're competitive
Boat loan experts
Boats for business
100% boat finance
What our customers say about their finance experience
Read true stories of about customers about their finance experience with us
Savvy is rated 4.7 for customer satisfaction by 490 customers.
Have you got a question about boat loan?
Make an informed decision about boat finance with our boat loan FAQs
Helpful guides on boat finance
Our comprehensive guides on marine craft and boat finance has you covered.
Boat Loan Calculator
Figure out your monthly, fortnightly or weekly boat loan repayments with the click of a button! Savvy’s boat loan calculator will show you just how much you’ll pay to get out on the water – and how much you could save! Just enter your finance amount, interest rate and loan term. Get the power to budget more effectively with Savvy’s great boat loan calculator. It’s simple to use and could save you a bundle.
Compare and Save on your Boat Loan
Savvy is one of Australia’s most trusted boat loan and marine finance specialists. Our financial professionals trawl through over 25 of the nation’s best boat and marine financiers and banks to make sure our customers get the best deal. Each of our customers is guaranteed the Savvy silver service from signing up all the way to the end of the loan. How can you compare and save with Savvy? Click here!
Should you buy or lease a boat?
A boat is a major expense for most of us, but the question is whether we should buy or lease? Both are options with merit – it depends what you intend to do with the boat. At the end of a lease you can trade in, start another lease or walk away. But you must keep it in good condition. Buying a boat gives you equity, so you can hire it out and do what you want on your terms.
All types of boats and more
Savvy doesn’t just finance the run of the mill pleasure craft, we finance all types of boats including yachts, dinghys, jet boats, powerboats, sail and motor cruisers! Have your eye on a jet-ski? We finance jet skis and all kinds of marine recreational vehicles. Better yet, you can buy new or used and from a dealer or private sale. The choice is yours with Savvy!
