Mortgage Brokers Sutherland Shire

Mortgage brokers can help Sutherland Shire home buyers find a better home loan solution for their needs.
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on August 8th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

If you’ve been looking for a reputable, licenced mortgage broker to help you with the home buying process in Sydney's south-west, Savvy can help. We partner only with the best-rated, MFAA or FBAA-approved home loan specialists all over Australia. Find out how to get cheaper interest rates, better home loan features, and save money.

I’m buying a home in Sutherland Shire. Can a broker help me find low mortgage interest rates?

Yes – mortgage brokers deal with more lenders, so they can access far more options than when you just visit your bank or source a solution from one lender. A broker’s main aim is to find you a cheaper home loan before customising it to fit your plans, objectives, and broader financial situation.

Brokers start by comparing the most cost-effective home loans on the market, searching national and local banks as well as non-bank lenders. Once they’ve identified the most cost-effective option, they’ll begin to tailor it to your specific circumstances.

How does a mortgage broker use home loans and features to help different home buyers?

This is where mortgage brokers put their unique skills to best use. An extensive panel of lender connections is just the start of the service home loan professionals provide. The real savings and benefits come when they look at the individual concerns and aims of home buyers.

Sutherland Shire presents a very affordable housing market, especially given this suburb is only forty minutes from Sydney's CBD, whether you choose to drive or take the train. Median house prices still sit under the million-dollar mark, and apartments fetch about $600,000 on average. That presents opportunities for a broad range of owner-occupiers and investors – and mortgage brokers can customise a borrowing solution to suit both.

Investors who’d like to benefit from a healthy rental market in a neighbourhood where about 20% of residents rent can look forward to an average weekly income of $700 from houses and $650 from apartments. Whether you’re looking to expand an established property portfolio or just buy a second home, talk to a local broker about custom investment home loans, and specialist features like interest-only repayments. You can use a line of credit to utilise capital in existing property for a down payment on a new one, or even to fund renovations if you’re looking to flip a home quickly.

Owner-occupiers can also choose from a range of specialist products and features designed to make the process of buying a home simpler and cheaper, including:

Can a Savvy broker access mortgage options if my family wants to help me apply for a home loan?

Getting a down payment for a home together can be an uphill battle, and these days, many Australian homebuyers get help from their family. There are a couple of specialised products that a mortgage broker can turn to in order to facilitate that:

  • Parental assistance home loans – allow parents to contribute a certain amount to your mortgage effort. That can be just the deposit or more.
  • Guarantor home loans – let any member of your immediate family help you purchase a home by providing security for your borrowing
  • Family pledge loans – allow a close family member to provide security for your deposit.

Helpful guides on home loans

The pros and cons of co-owning a property

What does it mean to co-own property? Simply put, co-owning property is when you partner up with two or more people to pool together finances to purchase a home. This...

How to negotiate property purchase price?

1. Be aware that the negotiation is a process Most Aussies end up literally ‘homeless’ because they want the perfect price right from the start. What they do not realise...

6 ways on how to improve your borrowing power

1. Asses your financial stumbling blocks The first step in improving your borrowing power is to admit your weaknesses, and dealing with them immediately. Track your financial history through factors...