Mortgage Brokers North Sydney

North Sydney mortgage brokers know local property markets and partner with lenders nationwide to find you better deals.
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on August 8th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Why commute to the CBD when you can just take a scenic walk or ride across the harbour bridge? If you’re looking for a new home, our mortgage brokers can give you the lowdown on the local market while offering more competitive home loan products from national banks, local non-bank lenders and a panel of independent loan providers that stretches Australia-wide.

Whether you’re looking for a mortgage for your new home in Kirribilli or Neutral Bay, you can find what you need with Savvy. We partner with MFAA or FBAA-approved local mortgage brokers all over the country to bring home buyers better rates, tailored products and home loan features that save them money.

How do I benefit from talking to a mortgage broker?

When you don’t shop around for a home loan, it means two things. First, you limit your options considerably. Second, you miss out on rates you haven’t seen. A mortgage broker gets the searching done for you – a lot quicker than you could get it done yourself.

These days, there are hundreds of lenders out there, each offering different costs, products and benefits, and a Savvy mortgage broker has long-term relationships with many of them – meaning you don’t have to work hard to know you’re getting the best possible deal.

When you talk to a local broker, they’ll discuss your needs and compare all the best home loans to find one that meets them. When they’re satisfied you have the right borrowing solution, they’ll begin customising it to suit your specific goals and situation.

Brokers target lenders that offer favourable qualification requirements and home loan options that match a client’s finances and objectives. They assist throughout the application process and provide support right up until your mortgage gets settled.

I work in North Sydney. How can a Savvy broker help me find an affordable mortgage?

Our brokers are experts at matching home buyers to products and optimising cost savings. For many city workers, that might mean exploring a professional package home loan solution, which offers access to interest rate discounts based on their occupation or role at work.

Combined with cost-effective fixed or variable-rate home loan repayments, plus the option to use a range of additional features such as an offset account or a redraw facility, professionals can make their money work harder, while enjoying lower home ownership costs.

Can a Savvy broker find better mortgage deals for investors?

North Sydney is an extremely safe bet for investors, given its proximity to the business end of the city. It’s densely populated, housing stock consists primarily of apartments, and over 67,000 people live in the area. Of those, more than 42% live in rental accommodation and many work in the CBD or the area itself. The median price for houses sits at about $1 million and rent amounts to around $550 per week.

Investors in the area can choose from a range of specialist investment home loan products, with features designed to open up more options for expanding or establishing a property portfolio, such as:

What other mortgage options can a broker access?

Savvy brokers help many different types of home buyers find the mortgage solution they need. When you need a specialist home loan or feature, our home loan specialists have a full selection at their disposal including:

  • Self-employed home loans for home buyers who run a business or work for themselves. A broker can help you compare hundreds of low-cost, innovative features and loans.
  • Low-deposit home loans for smaller down payments. You can borrow up to 95 LVR with some low-deposit mortgages and get the same flexible features that come with a standard home loan.
  • Split-rate home loan repayments allow you to use add-ons on part of your mortgage and get a fixed interest rate on the rest. Use features like redraw accounts without paying early repayment penalties as you would with a 100% fixed-rate home loan.
  • Home loans for applicants with foreign income
    can be used by Australian residents that still earn money overseas. Find competitive interest rates and solutions from dozens of lenders when you speak with your mortgage broker.
  • A full range of low interest home loan refinance options with versatile repayment structures, flexible add-ons such as offset accounts and very likely a better interest rate than your current, outdated mortgage.

Helpful guides on home loans

What to consider when co-buying a property?

Understand what it means to co-buy a house There are various ways to crack the property market, and co-buying is becoming an increasing option for many Australians. Co-buying is when...

5 ways to beat sky high property prices

Upgrade and renovate Even if you can’t afford to buy a new place right now, that doesn’t mean that you can’t have the feeling of living in a new place....

7 ways to increase the value of your home

There are approximately 8 million Australians who renovate their homes each year. The last thing you want when showing off your home is coming up with excuses as to why...