Mortgage Brokers Blacktown

How to find licenced mortgage brokers in Blacktown with Savvy. How home loans specialists work and help you save money.
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, updated on August 8th, 2023       

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A mortgage broker can help you find a tailored home loan solution, assist with your application and paperwork, and guide you through the mortgage process right to the end. Find MFAA or FBAA-approved and licenced home loan specialists with Savvy and enjoy a smoother mortgage experience.

Blacktown is a suburb where you can commute (the CBD is a 30-minute drive or 40-minute train ride) or stay put. The place has everything and even though it’s popular with commuters, you're not forced to head to the city. From the huge Westpoint shopping centre to Parklea Markets, which is the largest in the southern hemisphere, the region’s 330,000 residents are never short on groceries or shopping. The area's centre is awash with apartments and you can still buy houses in this sprawling community too.

Why should I look for a mortgage broker?

One of the main advantages for homebuyers when using a mortgage broker is they can find more options and cheaper interest rates. Brokers also match products and features to what you want to achieve and your budget.

Our brokers create value for home buyers through diversity. They draw on an extensive panel of lenders, ranging from traditional banks to independent finance providers. That gives them access to a massive selection of home loan options. In fact, a recent independent survey found that less broker business goes through the big four banks than ever. They work harder to look in more places, and that creates a more competitive lender environment, which equals cheaper mortgages for consumers.

How exactly will a Savvy broker find the best mortgage for me?

Once they’ve searched through hundreds of the most cost-effective owner-occupier mortgages available, your broker starts discussing options to tailor your home loan according to your personal requirements. They do that by tailoring repayments to your preferences – borrowers can choose from fixed or variable-rate repayments or even split-rate home loan repayments.

Our brokers then look deeper into your finances and find out more about what you want to achieve so they can help you maximise every dollar and find a more efficient home loan.

  • Savers can use offset accounts to reduce their home loan term and the amount of interest they pay.
  • Borrowers who make extra repayments can ‘borrow it back’ with a redraw facility, which costs far less than other forms of credit like personal loans or car finance.
  • If you’ve owned a home for a number of years already, you can use a line of credit to access equity in your property at the same great interest rate you pay for your mortgage.

Can I refinance my home loan with a Savvy broker?

There are many reasons why you might want to refinance your existing mortgage, not to mention the fact that Australia’s interest rates are currently lower than they’ve ever been. 

Our brokers can find a bigger choice of refinance options than if you settle for what a single lender offers. If you’re an owner-occupier and you want to refinance your home to consolidate debt, or even if you’re an investor thinking of refinancing a home loan with interest-only repayments, a local mortgage broker can help. 

Can a mortgage broker help me build a new home?

Yes – Savvy mortgage brokers are never short of solutions if you want to build your own home. With ongoing development on a large scale taking place around Blacktown in Riverstone and Quakers Hill, local home loan specialists can access affordable house and land package loans and, if you’re not yet ready to start your build, they can show you competitive vacant land loans, too.

Can a Savvy mortgage broker get cheaper deals for first homebuyers?

Absolutely – and they can provide all the help you need too. Part of what a broker does is prepare and submit applications, follow everything up until your loan is settled and draw on a number of helpful home loans, including:

  • Guarantor home loans for when you won’t qualify for a home loan on your own and a relative is willing to provide security for your loan.
  • Low deposit mortgages with competitive interest rates, versatile features, and the ability to borrow up to 95% of the cost of your property.
  • Family pledge loans allow a close relative to provide security when you haven’t got enough savings for an adequate down payment.

Do mortgage brokers help investors?

Mortgage brokers are extremely popular with investors. They take a lot of the time and effort out of expanding a property portfolio or buying a second home, and they save you money too. Local brokers can turn to a variety of specialist options, such as:

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