Earthmoving Finance

Get earthmoving finance with Savvy to help you purchase excavators, dozers, graders, scrapers and more!

No obligation. It won't affect your credit score.
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on August 28th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Fast, reliable financing

Purchasing an earth moving equipment like excavators, graders and dozers can take a huge chunk out of your budget. At Savvy, we have experience in providing finance for earth moving equipment that is designed to help you purchase with ease. Our competitive range of finance and lease options from leading lenders ensures that you get the best deal. We are equipped with technology that promises a quick turnaround time in application approvals so that you can continue business as usual.

Financial for new & used equipment

We understand that when it comes to purchasing pricey equipment such as dozers, scrapers, wheeled excavator and more you need a solution that will be able to fund both new and used equipment that is reliable. Australians businesses invested in used heavy machinery, meaning that close to 50,000 used machines are sold each year. But to do this you need reliable finances that match your cash flow. At Savvy we can help you find a solution that works with your business and budget with no hassle. Get a quote today!

Agriculture Finance Banner

Gain competitive earthmoving equipment finance

Common questions about equipment finance answered

What types of equipment do you finance?

We finance all types of equipment’s from earthmoving equipment, excavation & demolition, heavy lifting equipment and more.

How do I know I am getting competitive rates?

We have relationship with over 40 of Australia’s leading lenders to provide access to a range of competitive rates on the market.

What if I want to buy more than one piece of equipment?

You can speak to one of our consultants to find a tailor-made finance solution that allows you to purchase more than one asset and save in the process.

How much can I borrow?

This varies according to vehicle and financial type you have selected. You can speak to our consultants who will be able to tell you more.

How soon can I get approved?

We answer within 24 hours to ensure that you can get quick access to financing.

Do you provide financing for small businesses?

Yes. We provide financing for small businesses and people who are ABN holders and self-employed.

Does the equipment I am purchasing have to be new?

No. At Savvy we have financing for both new & used equipment that will suit your needs.

Helpful information on earthmoving equipment finance

Protect your capital

Purchasing large equipment like earth movers is a big investment that not many businesses can afford to purchase outright due to the fact that it can bite a huge chunk out of their finances. However, with the wide range of solutions available in the form of equipment financing they can finance the machinery they need without affecting their capital. The low rates and flexible payments ensure that sufficient capital is freed up to use in other areas of a business.

Potential tax benefits

There are some types of equipment finance options that come with tax benefits that can be helpful for businesses. In most cases, equipment finance can be considered an operating expense which makes it tax deductible. You can also make claims on GST for equipment that is used for business. However, this will vary depending on your situation. Therefore, it is vital that you consult your accountant or tax advisor to see what potential tax benefits are beneficial for your business.

Maintaining upgrades

Being in an industry that requires earthmoving equipment means that your machinery needs to be operating at its prime to getting the job done, and keep your business moving forward. Depending on the type of financing option you have you will be able to acquire more equipment that comes with modern fitments. Asking about financing that helps you do these upgrades without restarting the process of applying can give your business the competitive drive it needs.

Debt protection

Earth moving equipment finance has its own benefits of protecting your business from optimising its financing to avoid debt. It is effective in the long-term budgeting of equipment and gives you technological benefits of being able to upgrade and maintain your machinery. Leasing solutions allow businesses to reduce company debt and effectively managing the cost of equipment. With structured monthly payments that come with a low rate, you can purchase equipment for your business.

Your commercial finance options

Helpful guides on commercial loans

Your next truck: to buy or to lease?

Of course, the toss-up is between buying a truck and leasing one. In 2015, via the Truck Industry Council Report, the Australian Equipment Lessors Association reported the Truck and Trailer...

Earthmoving finance

We'd love to chat, how can we help?

By clicking "Submit", you agree to be contacted by a Savvy Agency Owner and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.