Chattel mortgage repayments calculator

If you’re curious about how much you’ll be repaying each week, fortnight or month with one of Savvy’s market-busting Chattel Mortgages, input all the variables here for an approximate! Remember, this is not an offer from Savvy, just a rough calculation. If you want a more precise quote, use our online quote system on the right – it’s quick and it’s free! Want to talk to someone? Call 1300 974 066 and one of our friendly financial professionals will answer all your questions.


Chattel Mortgage Loan Repayments Calculator Icon  Your repayments$0.00
Total interest paid: $0.00
Total amount to pay: $60,444.00

The repayment amount shown using this calculator is an estimate, based on information you have provided. It is provided for illustrative purposes only and actual repayment amounts may vary. To find out actual repayment amounts, contact us. This calculation does not constitute a quote, loan approval, agreement or advice by Savvy. It does not take into account your personal or financial circumstances. To apply for a car loan, you must complete our online application. All applications are subject to our lenders' credit assessment criteria. Terms, conditions, fees and charges apply.

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Premium choice

Chattel mortgages are one of the premier choices for businesses seeking car finance. Unlike consumer car loans, chattel mortgages are packed with features and benefits for businesses. Whether you’re a sole trader or a large corporation, Savvy can find a chattel mortgage that’s right for you.

Compare and save

Savvy connects with over 25 of Australia’s leading banks and lenders offering chattel mortgages and business car finance lenders. Our financial professionals don’t stop until we’ve found the perfect loan solution for your business now and into the future.

Low interest rates

Savvy chattel mortgages start from as low as 4.49%p.a. (5.34% p.a. comparison rate). That’s not the only way you’ll save. Savvy gives you the options to set up a chattel mortgage package that won’t stop your cash flow. We can provide 100% finance, even setting up a facility to lend you over the vehicle’s value. You can use this surplus to amortise extras such as insurance, registration or scheduled servicing. It’s one way that Savvy provides flexibility in chattel mortgage products.

GST benefits

With Savvy Chattel Mortgages, you’ll not only save with low interest rates but you’ll save heaps on tax. Chattel mortgages deliver business a raft of tax deductions and benefits. Claim the GST on the purchase price of your vehicle on your next BAS. You can also claim interest paid on the loan and depreciation up to the depreciation limit, PLUS the fuel input tax credit. Ask your financial controller or accountant for more information about tax deductions with chattel mortgages.

Calculate your repayments

If you’ve already used our calculator to get a rough estimate about how much you’ll be paying back with a Savvy chattel mortgage, why not get something more accurate? Use our online quote system and get a more detailed picture within minutes. It’s free and there’s no obligation to apply. Is your business expanding and looking to add not just one, but a fleet of cars? Call our financial professionals on 1300 974 066 and we’ll look after you.

Flexible loan terms

You can pay less per repayment cycle by including a residual value payment (also known as a balloon payment) payable at the end of the loan term. You can choose to pay the lump sum, refinance it or trade in your vehicle for a new car, effectively paying off the entire balance. We can also structure chattel mortgage loan terms ranging from 12 months up to 7 years – and beyond (for approved applicants)