Low rate car finance for new and used cars

Thinking of buying your dream car? Savvy offers a complete range of car loan options to suit all needs.

What is Hire Purchase? A lender will agree to purchase the car on behalf of the customer and hire it out for an agreed period of time with a fixed monthly payment. The interest rate remains the same for the period of the agreement. The customer is responsible for all the costs associated with the vehicle including registration, insurance and maintenance.

Hire purchase will suit a customer who will use the car predominantly for business purposes. It is used mainly by companies, sole traders, trusts, ABN holders and people who receive a vehicle allowance.

With so many options available, it can sometimes be a bit confusing. Savvy can help you make the right decision for your situation and take the pressure off. Our experienced consultants have access to the best finance products and rates. Savvy will make it simple and easy for you to make an informed decision.

Getting you approved with your chattel mortgage

We are accredited with the most reputable lenders in Australia giving you a fair choice to compare.

Fixed loan terms
Hire Purchase loan contracts are flexible and are usually signed for 1 to 5 years term.
Vehicle ownership
You own the vehicle once the final payment is made (including any residual balloon amount)
Fixed and low rates
The interest rate is fixed for the term with no hidden rates and Savvy will deliver the market leading rates.
Tax effective
Under a Hire Purchase, interest component of repayments and depreciation is tax deductable.
No deposit
No deposit required under a Hire Purchase agreement. 100% finance available for approved applicants.
Help from start to finish
Our personal consultant will guide you through the process, answering all your questions along the way.