Car Loan Options for Ford

Access a wide range of great finance options through Savvy when you’re looking to buy a Ford.

No obligation. It won't affect your credit score.

Last updated on April 19th, 2022 at 03:14 pm by Thomas Perrotta

Ford finance options

Ford is one of the most popular makes of car in Australia, whether that be SUVs like the Ford Puma or Escape, the Focus hatchback or even its ST models like the Ford Fiesta or Ranger Raptor. Because of this, Savvy has partnered with a range of lenders across Australia to help our customers access the cheapest and best finance products for Ford vehicles.

With loans only limited by your borrowing power and at rates starting from just 3.99% p.a. (4.36% p.a. comparison rate), our experienced brokers are here to help you maximise your loan savings every step of the way. You can get the wheels turning by submitting your quick quote today.

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The features and benefits of a Savvy Ford car loan

Competitive rates from 3.99% p.a. (4.36% p.a. comparison)

You can fix your interest at a competitive rate from the start of your loan to help you save and bring financial certainty to your repayments.

Borrow up to your Ford’s value

There’s no upper limit to what you can borrow as long as you can comfortably repay, with amounts available from $5,000 and up.

Choose your loan term

Have a say in the cost of your repayments, and your loan as a whole, by selecting the length of your car loan between one and seven years.

Select your repayment schedule

Additionally, you can customise your car loan to fit around your personal income needs to pay your instalments monthly, fortnightly or weekly.

Purchase new or used

Whether you want to buy the newest Ford Ranger or a classic Mustang, we can help you get approved for a loan for cars up to 20 years old at purchase.

Free early repayments

We can connect you with lenders who offer you the flexibility to repay your loan as quickly as you like for no extra cost, saving on interest and fees.

Available for private or business use

Fords aren’t just popular with private consumers. We can help you find chattel mortgage, car lease and hire purchase solutions if you’re self-employed or run a business.

No mandatory deposit

You won’t be forced to put forward a large lump sum as part of your financing agreement, but we can match you with lenders who offer you the ability to do so with your Ford if you want to.

Why Savvy is a great place to finance your Ford

Car loan repayments calculator

Your estimated repayments


Total interest paid: $1233.43
Total amount to pay: $5,143.99

Disclaimer:  The results provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information

How to maximise your savings on your Ford car loan

Frequently asked questions about car finance for Ford

What if I’m looking to buy a Ford that’s older than 20 years at the time of purchase?

We can still help you receive financing for cars over the age of 20 through an unsecured car loan.

Otherwise known as an unsecured personal loan, these allow you to borrow between $2,000 and $50,000 over one to seven years at a higher interest rate. However, crucially, there’s no requirement to attach an asset as collateral, meaning you can essentially spend it on whatever you like.

Do I have to purchase my car from a dealership?

No – at Savvy, we’re partnered with lenders who can approve your loan for a used car from a private sale.

While these loans can sometimes take longer to process, private sellers often leave more room for you to negotiate on price than dealers, potentially saving you important funds in the process.

How else should I compare different Ford models?

Perhaps the most relevant way to compare models is by assessing their fuel efficiency and total cost to run on a yearly basis. Each type of car will be different in this respect, so it’s always crucial to budget for on-road costs when buying your car.

The Ford Puma and Ford Escape are amongst the cheapest to run in terms of petrol costs annually, coming in at around $1,000 each year, while higher performance models like the Mustang can cost up to $3,000 to $4,000 in the same period due to its 2.3L 4-cylinder or 5.0L V8 engine.

Who’s eligible to access financing for their car purchase?

Car finance is available to borrowers living in Australia who hold citizenship, permanent residency or a valid visa. You must be 18 years or older to apply and be earning a total of at least $26,000 to support your car loan repayments.

How do I apply for a loan to buy my Ford?

You can get your application started by completing our online car finance quote, which we then use to match you to lenders.

After you’ve chosen from your selection of Ford car loan offers, your consultant will help you ensure your application is suitable for the lender and send it off for formal approval.

From there, you can choose your car and have all the final documents signed off on to settle the loan and take ownership of your car, all in just 48 hours.

Do I have any bad credit options when it comes to Ford financing?

Yes – we have connections with very flexible lenders when it comes to working with customers with more complicated credit histories, such as past defaults on their file. Speak to one of our friendly consultants today about your bad credit options when it comes to buying a Ford.