Car Loan Options for Ford
Access a wide range of great finance options through Savvy when you’re looking to buy a Ford.
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Ford finance options
Ford is one of the most popular makes of car in Australia, whether that be SUVs like the Ford Puma or Escape, the Focus hatchback or even its ST models like the Ford Fiesta or Ranger Raptor. Because of this, Savvy has partnered with a range of lenders across Australia to help our customers access the cheapest and best finance products for Ford vehicles.
With loans only limited by your borrowing power and low rates, our experienced brokers are here to help you maximise your loan savings every step of the way. You can get the wheels turning by submitting your quick quote today.
Popular Ford models
Escape
Everest
Mustang
Puma
Ranger
Transit Custom
The features and benefits of our car loan
Competitive rates
You can fix your interest at a competitive rate from the start of your loan to help you save and bring financial certainty to your repayments.
Borrow up to your Ford’s value
There’s no upper limit to what you can borrow as long as you can comfortably repay, with amounts available from $5,000 and up.
Choose your loan term
Have a say in the cost of your repayments, and your loan as a whole, by selecting the length of your car loan between one and seven years.
Select your repayment schedule
Additionally, you can customise your car loan to fit around your personal income needs to pay your instalments monthly, fortnightly or weekly.
Purchase new or used
Whether you want to buy the newest Ford Ranger or a classic Mustang, we can help you get approved for a loan for cars up to 20 years old at purchase.
Free early repayments
We can connect you with lenders who offer you the flexibility to repay your loan as quickly as you like for no extra cost, saving on interest and fees.
Available for private or business use
Fords aren’t just popular with private consumers. We can help you find chattel mortgage, car lease and hire purchase solutions if you’re self-employed or run a business.
No mandatory deposit
You won’t be forced to put forward a large lump sum as part of your financing agreement, but we can match you with lenders who offer you the ability to do so with your Ford if you want to.
Why Savvy is a great place to finance your Ford
100% online application process
You won’t have to worry about potentially messy paperwork. Your application is conducted online via secure portals, including submitting documents.
More Lenders
With over 25 reputable lenders counted in our panel, you’ll be able to compare from the best offers on the market when selecting your ideal loan.
Fast approvals and settlements
Our experienced consultants and smart on-site technology allow your application to be processed in as few as 48 hours from start to finish.
Car loan repayments calculator
Disclaimer: The results provided is an estimate only. Please read our Calculator Assumptions and Disclaimer for more information
How to maximise your savings on your Ford car loan
Compare a wide range of options
Perhaps the simplest way to save money on your loan is to survey as many lenders and products as possible. Fortunately, at Savvy, we do the heavy lifting for you by conducting the initial comparison process with our advanced technology and experienced loan consultants.
From there, comparing loans based on their interest and fees, as well as their loan terms and extra features, will help you determine the option that saves you the most money.
Make additional repayments throughout your loan
It may seem simple but paying above the minimum throughout Ford car finance deals can help save hundreds, if not thousands, overall. For example, paying just $100 extra each month on a $30,000, five-year car loan at 5% could help you save almost $700 and reduce your term by ten months.
Choose a shorter term where possible
The longer your loan term, the longer the time spent paying interest and fees. While shortening your loan term leads to short-term pain, the long-term gain comes in the form of meaningful savings.
Using the loan from the previous example, cutting your term from five years to four will increase your repayments by over $100 monthly, but reduce your total interest accrued by more than $800 and cut 12 months’ worth of service fees out of your total.
Take steps to improve your credit score
Your credit score plays a significant role in shaping your car loan interest rate, as well as your borrowing capacity, so improving it in the lead-up to financing can benefit you financially. You can do this by taking simple action such as lowering the limits on your credit card and paying off any outstanding debts.
Buy at the right time
You can often find the best deals on cars at the end of the financial year, with widespread sales across dealerships cost at the end of June and start of July. Additionally, Ford offers cheaper deals on runout models (those which are brand-new but from a year or two prior) and ex-demonstrator cars that can help you maximise your savings whilst still receiving a high-quality new car.
What our customers say about their finance experience
Savvy is rated 4.8 for customer satisfaction by 3368 customers.
