Low rate car finance for new and used cars
Savvy drives car loans further
We’ve helped Australians across the country save thousands of dollars on their car loan. With links to over 25 of Australia’s top lenders, the level of satisfaction our customers feel is reflected in our 4.9-star Feefo rating for outstanding service.
Our expert car loan consultants are with you every step of the way. We personalise our service to each and every customer, so you can rest easy knowing you’ve secured a great car loan deal suiting your budget and needs.
Think car loans, think Savvy
Get more car loan options. Whether you’re buying new or used, from a private seller or dealer, we can help secure the best rates and most flexible terms. If you’re in business, we speak your language. We help businesses secure commercial chattel mortgages, hire purchases or a car lease that keeps cash flowing.
Have a complicated situation? We work hard and have a high success rate in assisting customers with ‘outside the box’ requirements.
The features and benefits of car loans with Savvy
With comparison rates starting at 4.36% p.a., you can lock in an affordable deal for yourself from the outset and save hundreds of dollars over your loan, if not more.
You won’t be required to make a substantial deposit at the beginning of your loan, with finance available for up to the purchase price of your car (with on-road costs able to be included).
Borrowers can select the term over which they repay their car finance deal, with loans as short as one year and as long as seven able to be repaid weekly, fortnightly or monthly.
By locking in your interest rate at the start of your loan, you can bring greater stability to your repayments by guaranteeing consistency each and every instalment.
Whether you’re looking to purchase a brand-new car from the dealership or a used vehicle in another state, our consultants and panel of online lenders will find a solution for you.
From the moment you submit your application form with Savvy, you can have the funds transferred and take ownership of your car within just 48 hours.
Whether you’re looking for a car to drive the kids around or a helping hand with the purchase of a commercial vehicle, there’s a range of options at your disposal.
You can complete an application, be approved and receive your loan funds without having to leave your home.
Why choose Savvy for your car loan?
Our range of car loan options to suit all your needs
Our car loan process explained
Complete a quick quote
Firstly, tell us a bit about yourself. Our quick quote will only take a few minutes to complete, but it lets us know what you’re after. This includes how much you need for the car and how long you’ll need to pay it off, details on the car itself, your employment and residential status, whether you own property and details on your credit history, as well as your contact details so we can reach out.
What our customers say about their finance experience
Brands you can trust
Got a question about your car loan?
How can Savvy help you get a better rate on your car loan?
Your credit score will play a major role in helping us determine whether we can get you the best interest rates on your car loan. It’s a key indicator to lenders about your borrowing history, such as your past borrowing, any late repayments or defaults and your existing credit limits.
Lenders always lean towards brand-new cars, or those fewer than three years old, so your Savvy consultant will help walk you through your vehicle options. We can even help you source your car through our dealer network so you can choose from the best.
If you own any property, whether it be your house or a suite of units, we can help you access the best interest rates on your car loan. This is because lenders always prefer borrowers with asset-backing, either paid off or currently paying for. Some may also accept significant savings, known as “cash at bank”, instead of real estate.
A strong repayment history on a past or current car loan is another key factor that can enable us to obtain the best interest rates from lenders. This displays to your lender that you’re a trustworthy borrower who can handle the responsibility of loan repayments.