Low rate car finance for new and used cars
Buy your dream car your way – with low rates and options that suit you
Savvy drives car loans further
We’ve helped Australians across the country save thousands of dollars on their car loan. With links to over 25 of Australia’s top lenders, the level of satisfaction our customers feel is reflected in our 4.9-star Feefo rating for outstanding service.
Our expert car loan consultants are with you every step of the way. We personalise our service to each and every customer, so you can rest easy knowing you’ve secured a great car loan deal suiting your budget and needs.
Think car loans, think Savvy
Get more car loan options. Whether you’re buying new or used, from a private seller or dealer, we can help secure the best rates and most flexible terms. If you’re in business, we speak your language. We help businesses secure commercial chattel mortgages, hire purchases or a car lease that keeps cash flowing.
Have a complicated situation? We work hard and have a high success rate in assisting customers with ‘outside the box’ requirements.
Compare car loans
Savvy uses the latest in technology to compare car loans so you could save with our top-rated car loans
|Lender||Product Name||Advertised Rate||Comparison Rate||Monthly Repayment|
|Savvy||New Car Loan|| 2.99% |
|Bank of Australia||Used Car Loan|| 6.45% |
|ANZ||Online Secured Car Loan|| 7.85% |
|CUA||Fixed Rate Car Loan|| 7.99% |
|BankSA||Secured Fixed Personal Loan|| 8.49% |
|St George||Secured Fixed Personal Loan|| 8.49% |
|CBA||Secured Car Loan|| 8.49% |
|NAB||Variable Rate Personal Loan|| 14.19% |
* Commercial loan with the loan amount of $40,000 is looking at a 5 year secured fixed rate of 2.85% p.a. and comparison rate of 3.93% p.a.. WARNING: all fees and charges may not be included on the example above, only the comparison rates, monthly repayment and total cost applies. Therefore, the total cost of the loan might be different. Comparison rate do not include broker fees, redraw fees, early termination fees and fee waivers. Comparison rate may change as a result of the different loan terms, fees and the loan amounts. Establishment fees and monthly fees do not apply to commercial loans, only consumer loans. However, there might be different fees apply.
Get the right car loan with Savvy
Our range of car loan options to suit all your needs
Bad credit car loans
Looking for a second chance car loan? We pride ourselves on delivering results, getting you approved for your bad credit car loan and helping you fix up your credit rating all at the same time.
Car loan refinance
Car loan calculator
Our car loan process
Complete a quick quote
Firstly, tell us a bit about yourself. Our quick quote will only take a few minutes to complete, but it lets us know what you’re after. This includes how much you need for the car and how long you’ll need to pay it off, details on the car itself, your employment and residential status, whether you own property and details on your credit history, as well as your contact details so we can reach out.
What our customers are saying about their finance experience
Got a question about your car loan?
How can Savvy help you get a better rate on your car loan?
Your credit score will play a major role in helping us determine whether we can get you the best interest rates on your car loan. It’s a key indicator to lenders about your borrowing history, such as your past borrowing, any late repayments or defaults and your existing credit limits.
Lenders always lean towards brand-new cars, or those fewer than three years old, so your Savvy consultant will help walk you through your vehicle options. We can even help you source your car through our dealer network so you can choose from the best.
If you own any property, whether it be your house or a suite of units, we can help you access the best interest rates on your car loan. This is because lenders always prefer borrowers with asset-backing, either paid off or currently paying for. Some may also accept significant savings, known as “cash at bank”, instead of real estate.
A strong repayment history on a past or current car loan is another key factor that can enable us to obtain the best interest rates from lenders. This displays to your lender that you’re a trustworthy borrower who can handle the responsibility of loan repayments.