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Tattoo Loans

Express yourself in ink with a tattoo loan through Savvy, with loans starting from $2,050.

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on December 11th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

$2100
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$500
$50,000


Paid in 60 mins if approved*
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on December 11th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Expressing yourself through body art is a personal choice, but significant tattoos and those from top artists can cost a pretty penny. That’s where a tattoo loan through Savvy can help you make it happen. By applying for a tattoo loan through us, you can turn your artistic vision into reality with finance from $2,050 and instant outcomes. Start crafting your personal canvas before you know it by filling out our simple online form today!

How do I get a tattoo loan?

You can apply for a quick and accessible small loan to help you finance your tattoo through Savvy. These loans are specially crafted to facilitate a rapid and straightforward application process, ensuring quick approval and efficient fund transfer for those looking to bring their tattoo visions to life.

Navigating the application process through Savvy is designed to be user-friendly and straightforward. Follow these uncomplicated steps to apply for a swift tattoo loan:

  1. Complete our application form, providing essential details about yourself, including credit score, income, employment, and other pertinent information.
  2. Submit your application and promptly receive an instant, automated outcome from our network of lenders.
  3. If conditionally approved, your application undergoes assessment by your designated lender, potentially requiring additional documentation.
  4. Upon the lender's satisfaction, you'll be granted formal approval and provided with comprehensive loan documents outlining terms, fees, repayment schedule, and other relevant details.
  5. After signing and returning the documents, your funds will be efficiently transferred to your nominated account, empowering you to turn your tattoo aspirations into reality.

How much can I borrow with a tattoo loan through Savvy?

Savvy provides a flexible borrowing range for tattoo loans, allowing you to secure any amount between $2,050 and $5,000, subject to meeting the required lender eligibility criteria. This versatile range can accommodate diverse tattoo needs, enabling you to choose an amount aligned with your specific requirements.

Variables such as credit score, income, existing liabilities, savings, and other relevant financial considerations impact your borrowing capacity. It's important to keep in mind that the amount you can borrow varies based on your unique financial situation. Additionally, your income must come from one or more jobs with stable pay and hours and/or eligible Centrelink payments.

How long will it take to receive my tattoo loan funds?

Acquiring funds for your tattoo is a quick process, with the potential for formal approval and fund release on the same day, possibly within one hour of application. Approval is contingent on your application meeting all necessary lender criteria and successfully passing required assessments. Recognise that the speed of your application's approval can be influenced by various factors:

  • The complexity of your application, taking into consideration factors such as defaults and the stability of your income.
  • Your lender's processing time, affecting how quickly they can assess your application.
  • The timing of your application submission, with those outside regular business hours awaiting your lender's resumption of formal assessment.

Why apply for a small loan with Savvy?

Frequently asked questions about tattoo loans

Can I qualify for a tattoo loan if I have a bad credit history?

Yes – you can qualify for a tattoo loan even if you have bad credit, subject to meeting your lender’s qualification requirements. Lenders offering tattoo loans understand that credit histories can vary and take a more adaptable approach. They assess your current financial circumstances, making it possible to obtain a loan for your tattoo, even with bad credit.

Can I pay off my tattoo loan early?

Yes – you can pay off your tattoo loan early. Lenders offering tattoo loans understand the benefit of early repayment for borrowers. Clearing your tattoo loan ahead of schedule can save you money on fees, with loans of this type not carrying any penalties for early settlement.

Can I apply the funds from my tattoo loan for uses other than getting a tattoo?

Yes – beyond getting a tattoo, you can allocate the funds from your loan for various purposes. Whether you choose to address additional financial needs or redirect the remaining funds towards bills and food, you have the freedom to decide. However, keep in mind that certain restrictions apply to the use of these funds, such as settling other small loans or engaging in prohibited activities like gambling.

How much will my tattoo loan cost?

Your tattoo loan expenses encompass the establishment fee (capped at $400) and monthly fees (capped at 48% of your loan’s total value per year). The specific amount you pay will be influenced by factors like:

  • The loan amount
  • Your loan duration (between 16 days and two years)
  • Your selected repayment frequency (weekly, fortnightly or monthly)
  • The occurrence of additional repayments
  • Potential conditional fees, such as late repayment or dishonour fees

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Disclaimer:

The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.

For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.

Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

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