Wanting a same-day cash loan? Dodge the messy paperwork and apply with Savvy.
Fact checked
Fact checked
Juggling the costs of a mortgage, running a car and other day-to-day expenses is the reality for many Australians. So, when costly bills pop up out of the blue and you need some emergency funds, a same-day cash loan can give you some much-needed breathing space without messy paperwork.
By partnering with a panel of reputable lenders, you can get approved and receive your funds as soon as the same day you apply. Our application process is completely online, meaning you won’t have to send any physical paperwork to your lender.
Get the best shot at same-day finance and apply with Savvy today.
Yes – you can apply and get approved for a same-day cash loan without any messy physical paperwork. While all applicants go through the appropriate checks, we fast-track our online processes so you can get approved on the same day you apply.
While there’s technically no paperwork involved in these loans, you’ll still be required to submit digital copies of your photo ID and online bank statements to verify your identity and financial situation. You’re able to upload these to a secure portal to give you peace of mind your documents are well protected. All lenders are required to check these details as part of responsible lending regulations to ensure you can afford to repay your loan.
The speed of approval and funding will, however, depend on your personal circumstances and will vary from case to case. Applying earlier in the day and having any required documents close at hand will help you maximise your chances of getting your money on the same day you apply.
Although you won’t need any paperwork, there are several key pieces of online information and documentation you’ll need to provide as part of your application. Firstly, this will include providing a few details such as:
You’ll also be asked to supply some information about your job including your employment status, the industry you work in, duration with employer and employer’s name. You can also provide details about your gross pay after tax, pay frequency and next pay date. If you’re unemployed, you can declare whether more than 50% of your income comes from Centrelink.
Finally, you’ll have to provide 100 points of personal identification to get a loan today. This can be done electronically and submitted via our online portal. Forms of eligible documents include:
You can apply online with Savvy for a cash loan in minutes. The whole process, from application submission to getting approved and receiving your funds, can be completed on the same day you apply in most cases, allowing you to get your funds very quickly.
First and foremost, you’ll need to meet a set of eligibility requirements when you apply for a same-day loan. These conditions will include:
Once you provide all the required information and documents, your initial application is sent to your direct lender and you’ll receive an instant outcome. If you’re approved, the lenders will go about assessing your application further, which includes running a credit check to gauge your borrowing history.
Once these checks are completed, you can receive formal loan approval documents as soon as one hour after you initially applied. Forms will be emailed to you and you’ll need to sign and return them so the lender can transfer the funds to your nominated bank account. Once the transfer is completed, you’ll be able to access your loan funds freely and use them however you wish
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
