Juggling the costs of a mortgage, running a car and other day-to-day expenses is the reality for many Australians. So, when costly bills pop up out of the blue and you need some emergency funds, a same-day cash loan can give you some much-needed breathing space without messy paperwork.
By partnering with a panel of reputable lenders, you can get approved and receive your funds as soon as the same day you apply. Our application process is completely online, meaning you won’t have to send any physical paperwork to your lender.
Get the best shot at same-day finance and apply with Savvy today
Yes – you can apply and get approved for a same-day cash loan without any messy physical paperwork. While all applicants go through the appropriate checks, we fast-track our online processes so you can get approved on the same day you apply.
While there’s technically no paperwork involved in these loans, you’ll still be required to submit digital copies of your photo ID and online bank statements to verify your identity and financial situation. You’re able to upload these to a secure portal to give you peace of mind your documents are well protected. All lenders are required to check these details as part of responsible lending regulations to ensure you can afford to repay your loan.
The speed of approval and funding will, however, depend on your personal circumstances and will vary from case to case. Applying earlier in the day and having any required documents close at hand will help you maximise your chances of getting your money on the same day you apply.
Although you won’t need any paperwork, there are several key pieces of online information and documentation you’ll need to provide as part of your application. Firstly, this will include providing a few details such as:
You’ll also be asked to supply some information about your job including your employment status, the industry you work in, duration with employer and employer’s name. You can also provide details about your gross pay after tax, pay frequency and next pay date. If you’re unemployed, you can declare whether more than 50% of your income comes from Centrelink.
Finally, you’ll have to provide 100 points of personal identification to get a loan today. This can be done electronically and submitted via our online portal. Forms of eligible documents include:
You can apply online with Savvy for a cash loan in minutes. The whole process, from application submission to getting approved and receiving your funds, can be completed on the same day you apply in most cases, allowing you to get your funds very quickly.
First and foremost, you’ll need to meet a set of eligibility requirements when you apply for a same-day loan. These conditions will include:
Once you provide all the required information and documents, your initial application is sent to your direct lender and you’ll receive an instant outcome. If you’re approved, the lenders will go about assessing your application further, which includes running a credit check to gauge your borrowing history.
Once these checks are completed, you can receive formal loan approval documents as soon as one hour after you initially applied. Forms will be emailed to you and you’ll need to sign and return them so the lender can transfer the funds to your nominated bank account. Once the transfer is completed, you’ll be able to access your loan funds freely and use them however you wish