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Upgrade your tech game with the ease of securing laptop finance through Savvy and receive an instant outcome today.
Author
Savvy Editorial TeamFact checked
Author
Savvy Editorial TeamFact checked
In a world that's becoming increasingly digital, having a reliable laptop is essential. That’s why, if you don’t quite have the money for the laptop you need, finance through Savvy makes it more accessible. Apply for laptop finance through us and receive an instant outcome on your loan up to $5,000 so you can lock in the computer you need for work, study, or leisure. Don't let financial barriers hinder your digital journey; get started with us today!
You can secure a quick and hassle-free small loan to cover the expenses of your laptop financing or upgrades, conveniently facilitated through Savvy. Crafted for rapid application, approval, and fund transfer, these loans are ideal for urgent needs or unexpected situations.
Savvy simplifies the application process for laptop finance, ensuring a user-friendly experience. Follow these straightforward steps to apply for a speedy laptop loan:
With Savvy, the borrowing range for laptop finance is from $2,050 to $5,000, offering flexibility to accommodate diverse financial needs for your laptop or computer purchase. Meeting the required lender eligibility criteria allows you to choose an amount tailored to your specific requirements.
Your unique financial situation determines the amount you can borrow, ensuring a personalised approach based on individual circumstances. It's essential to note that factors like credit score, income, existing liabilities, savings, and other relevant financial considerations impact your borrowing capacity. Additionally, your income must come from one or more jobs with stable pay and hours and/or eligible Centrelink payments.
Applying for your laptop finance is a streamlined process with the potential for express formal approval and fund release on the same day. However, approval is contingent on your application meeting all the necessary lender criteria and successfully passing required assessments. Keep in mind that various factors can influence the speed of your application's approval:
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Yes – you can secure laptop finance despite having bad credit, assuming you meet your lender’s other criteria. Unlike mainstream lenders that heavily weigh credit scores, lenders offering laptop finance take a more adaptable stance. They assess your current financial circumstances, making it possible to obtain the financing you need even if you don't have a fair credit score.
Yes – settling your laptop finance deal early is an option. Like with all small loans, laptop financing allows for early repayment without additional penalties. As a result, clearing your debt before the scheduled time can save you money on monthly fees.
Yes – irrespective of the purpose stated on your application for laptop finance, you have the flexibility to use your funds as you see fit. Whether you choose to allocate them to other essential expenses or even another device like a phone, the decision is yours. However, keep in mind that certain restrictions apply, and the funds should not be used for prohibited activities like gambling or settling other small loans.
The primary costs associated with your laptop finance include the establishment fee (capped at $400) and monthly fees (capped at 48% of your loan’s total value per year). The total amount you pay will depend on various factors such as:
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
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