fbpx

Laptop Finance

Upgrade your tech game with the ease of securing laptop finance through Savvy and receive an instant outcome today.

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on December 11th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

$2100
|
|
|
|
|
$500
$50,000


Paid in 60 mins if approved*
Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on December 11th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

In a world that's becoming increasingly digital, having a reliable laptop is essential. That’s why, if you don’t quite have the money for the laptop you need, finance through Savvy makes it more accessible. Apply for laptop finance through us and receive an instant outcome on your loan up to $5,000 so you can lock in the computer you need for work, study, or leisure. Don't let financial barriers hinder your digital journey; get started with us today!

How do I get laptop finance?

You can secure a quick and hassle-free small loan to cover the expenses of your laptop financing or upgrades, conveniently facilitated through Savvy. Crafted for rapid application, approval, and fund transfer, these loans are ideal for urgent needs or unexpected situations.

Savvy simplifies the application process for laptop finance, ensuring a user-friendly experience. Follow these straightforward steps to apply for a speedy laptop loan:

  1. Complete our application form, providing details about yourself, including credit score, income, employment, and more.
  2. Submit your application and swiftly receive an instant, automated outcome from our network of lenders.
  3. If conditionally approved, your application undergoes assessment by your designated lender, potentially requiring additional documentation.
  4. Upon the lender's satisfaction, you'll receive formal approval and loan documents outlining terms, fees, repayment schedule, and other relevant details.
  5. After signing and returning the documents, your funds will be promptly transferred to your nominated account.

How much can I borrow with laptop finance through Savvy?

With Savvy, the borrowing range for laptop finance is from $2,050 to $5,000, offering flexibility to accommodate diverse financial needs for your laptop or computer purchase. Meeting the required lender eligibility criteria allows you to choose an amount tailored to your specific requirements.

Your unique financial situation determines the amount you can borrow, ensuring a personalised approach based on individual circumstances. It's essential to note that factors like credit score, income, existing liabilities, savings, and other relevant financial considerations impact your borrowing capacity. Additionally, your income must come from one or more jobs with stable pay and hours and/or eligible Centrelink payments.

How long will it take to receive my laptop finance funds?

Applying for your laptop finance is a streamlined process with the potential for express formal approval and fund release on the same day. However, approval is contingent on your application meeting all the necessary lender criteria and successfully passing required assessments. Keep in mind that various factors can influence the speed of your application's approval:

  • The complexity of your application, including factors like defaults and the consistency of your income.
  • Your lender's processing time, determining how quickly they can assess your application.
  • The time of day and week you submit your application, with applications outside business hours waiting until your lender opens for formal assessment.

Why apply for a small loan with Savvy?

Frequently asked questions about laptop finance

Can I secure laptop finance with bad credit?

Yes – you can secure laptop finance despite having bad credit, assuming you meet your lender’s other criteria. Unlike mainstream lenders that heavily weigh credit scores, lenders offering laptop finance take a more adaptable stance. They assess your current financial circumstances, making it possible to obtain the financing you need even if you don't have a fair credit score.

Can I settle my laptop finance deal early?

Yes – settling your laptop finance deal early is an option. Like with all small loans, laptop financing allows for early repayment without additional penalties. As a result, clearing your debt before the scheduled time can save you money on monthly fees.

Can I utilise my loan for purposes other than laptop finance?

Yes – irrespective of the purpose stated on your application for laptop finance, you have the flexibility to use your funds as you see fit. Whether you choose to allocate them to other essential expenses or even another device like a phone, the decision is yours. However, keep in mind that certain restrictions apply, and the funds should not be used for prohibited activities like gambling or settling other small loans.

How much will my laptop finance cost?

The primary costs associated with your laptop finance include the establishment fee (capped at $400) and monthly fees (capped at 48% of your loan’s total value per year). The total amount you pay will depend on various factors such as:

  • The size of your loan
  • Your loan term (between 16 days and two years)
  • Your chosen repayment schedule (weekly, fortnightly or monthly)
  • Whether you make additional repayments
  • The potential impact of conditional fees, like late repayment or dishonour fees.

Helpful small loan guides

Small Loans Banner - Young couple looking at their finances and needing money desperately

I Need Money Desperately

Apply for your small loan with Savvy today and get an outcome fast. Borrow up to $5,000 Outcome in 60...

Small Loans Banner - Woman typing on her laptop while sitting in her kitchen

Need Money Now

You can apply for a cash loan online when you need money now and get funds in your bank by...

Small Loans Banner - Middle-aged couple comparing payday loan interest rates on a laptop

Payday Loan Interest Rates

Payday loans are a different breed. Here’s your quick guide to how you compare payday loan costs. Borrow up to...

Small Loans Banner - Young couple assessing their financial situation before applying for a loan

No Credit Check Loans

Find out whether you can get approved for a loan with no credit check and get your application started with...

Disclaimer:

The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.

For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.

Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.

We'd love to chat, how can we help?

By clicking "Submit", you agree to be contacted by a Savvy Agency Owner and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.