Instant Cash Loans
Apply for your cash loan today and get an instant outcome through Savvy.
When you need funds now, Savvy has you covered with an instant cash loan from one of our reputable lending partners. With 60-second approvals for amounts up to $5,000, you can receive your funds on the same day you apply, if not in 60 minutes.
Choose to pay your loan over whatever term you wish, anywhere from a few weeks up to one to two years, to shape your repayments to fit your income requirements.
Starting your fast financing process is easy: simply complete our quick application form now to get the ball rolling.
Instant cash loan features & eligibility
With fast applications and instant outcomes, you can have your application turned around in as little as one hour.
Choose the amount you need, from as little as $2,050 all the way up to $5,000, to make them suitable for a diverse range of needs.
You won’t have to leave the comfort of your home, or speak to anyone over the phone, to apply for fast financing today.
There aren’t really any restrictions on what you can use your instant cash loan for, so you can buy or pay for anything you wish.
You're not required to put forward any of your assets to as collateral for the loan, which puts you at no risk of losing them.
You can also choose the period over which you repay your loan, from 16 days up to two years, to manage your repayments.
With capped fees of $400 (application) and 48% of your loan amount per year (monthly service) , you can budget around consistent repayments.
You can apply if you’re 18 years or older, an Australian citizen or permanent resident and have earned a regular income over the previous 90 days (enough to support your loan payments)
Why apply for a small loan with Savvy?
How to apply for an instant cash loan with Savvy
Fill out our application form
Enter how much money you need and what you need it for and click the ‘Apply Now’ button at the top of the page.
From there, you can tell us more about yourself, such as the nature of your employment and income and your contact details. This helps inform our decision on which lender is the best match for you and will only take a few minutes to submit.
Everything else you’ll need to know about small loans
Helpful small loan guides
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.