If you need money fast, apply for a quick loan with Savvy.
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Fact checked
When you need money fast to get your car back on the road or replace a household appliance that’s on the blink, you can apply with Savvy. We can help you get your cash when you need it most, with a range of reputable and flexible lending partners counted amongst our panel.
Our application process is 100% online and streamlined, allowing you to be rapidly approved and funded. Apply with Savvy today and get the money you need quickly.
You can apply for a small loan of between $2,050 and $5,000 with Savvy if you need money fast. The application process is straightforward and our flexible lending partners offer rapid turnarounds on applications. In most cases, you can receive your money in your account the same day you apply.
The time of day or week you apply, the strength of your application and the speed of your bank’s transfer times can all impact the time it takes to receive your money. Direct money lenders don’t process applications 24/7, so by applying early in the day or week, you may improve your chances of being approved and funded before the close of business.
From time to time, lenders may require additional information to complete your application. This won’t delay the process by much, but putting together a strong application will help avoid any hiccups along the road to approval.
Banks take time to process electronic money transfers, and their speeds can vary depending on who your financial institution is. Most banks have a cut-off of 6pm, so getting your application paid out before then will improve the likelihood of you receiving your money that day. If there’s a delay, though, you have the peace of mind that your money will be in your account ASAP.
If you need money fast, applying for a loan is simple as long as you follow the online forms and provide all the necessary information. Before you jump into your fast loan application, familiarising yourself with standard eligibility criteria is a good idea. Getting halfway through an application and realising you don’t qualify can be a bummer. Luckily, most of these requirements are the same for each lender. They’ll largely include:
After you’ve checked you satisfy all the requirements, you can start your application. When you begin your quick loan application, you’ll need to state the reason you need it. Once you enter those details, you can start to tell your lender a bit about yourself. The information they’ll require includes:
Your lender will ask you to provide some ID to confirm your identity. These can be uploaded to a secure portal online. If you need money ASAP, it’s a good idea to have these ready before you apply to save time. Your lender will most likely request:
If you don’t have some of these, lenders may accept other types of documents, such as a birth or citizenship certificate or council rates notice.
The great thing about these loans is if you need money ASAP, you can spend it pretty well however you like it. Cash loans are highly versatile, allowing you to use them to cover a broad range of expenses. When you first apply for a loan, you’ll be given the option of choosing one of the following as a reason for taking out finance:
The only restrictions lenders put on these loans is that using them to gamble or pay off other payday loans isn’t possible.
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
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