Are you in need of fast cash? Get approved quick by applying through Savvy.
Fact checked
Fact checked
Life can be unpredictable, and sometimes an unexpected opportunity or expense can pop up and catch you off-guard. This is when a fast cash loan can come to the rescue to help you overcome a speedbump. You may have an existing bad credit history or are looking for a no credit check loan, which not many reputable lenders would offer in Australia. Savvy can help you get approved for your fast cash loan today and have the cash in your bank account on the same day.
There’s no such thing as a legitimate fast cash loan with no credit check in Australia. This is because lenders are obliged by responsible lending regulations to ensure their customers can comfortably handle loan repayments before approving their applications, which is why a credit check is necessary.
However, you can still get an online fast loan from $2,050 up to $5,000, depending on your ability to repay the loan, even if you have a bad credit history. Savvy’s lenders are far more understanding about past mistakes and are focused on whether you can afford your instant cash loan in the present, rather than dwelling on the past.
Getting your cash loan approved fast is easy with Savvy. You’ll get an instant outcome when you apply and receive formal approval within just one hour of submitting your application. If your lender requires further information, you’ll be contacted by phone or email and asked to provide specific documents or details. This can delay the approval of your loan slightly but it’s a very normal step in the process, as they may just need one or two more details to paint a full picture of your financial situation. You must have an Australian bank account to receive your loan and you must be at least 18 years old. Overall, in terms of qualification, it’s easy to get the cash you need.
There are just three simple steps to having that same day cash loan in your pocket before you know it, which are:
To apply for your cash loan, you’ll need to have the following information handy:
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
