Life’s full of surprises and sometimes they hit your back pocket. Whether an urgent bill pops up out of the blue or your car needs fixing, you can turn to Savvy in an emergency to help you get a loan to give your budget a boost.
We partner with flexible Australian lenders who specialise in rapid turnarounds and instant decisions on applications. Get yourself out of a bind and apply with Savvy today.
If you find yourself in an emergency, getting the wheels in motion on your urgent cash loan is as easy as applying with Savvy. Our 24/7 application process is quick and straightforward, which you can complete online using your smartphone or computer.
Lenders will require you to meet a series of eligibility conditions before applying for an emergency loan. Ensure you double-check these with your particular lender, as they can occasionally vary. Eligibility requirements will generally include:
After you choose your loan amount (between $300 and $5,000) and how you intend to spend it, you can start your application, which shouldn’t take too long to finish. Some of the information you’ll be asked to supply include:
You’ll receive a decision immediately after you submit your initial application, after which your lender can start cross-checking the information you’ve provided (assuming the outcome is positive). They’ll review your income and expenses and conduct a quick credit check. If this runs smoothly, lenders should be able to offer you formal approval on your emergency loan.
In most cases, you’ll receive your money on the same day you apply, which is handy if you need emergency cash. You can have peace of mind that your loan funds will be in your account very soon after your approval and available for you to use.
Lenders will release your funds once you sign and return your loan contract. While your money will be paid out quickly, getting it on the same day you apply will depend on how fast your bank processes payments. Different financial institutions have different transfer times, with some taking up to one or two days to process transfers.
In some cases, lenders may require additional information or documents to complete your application. However, this is unlikely to delay the processing of your loan application by much.
If you find yourself strapped for cash on a Saturday or Sunday, there are some lenders who offer weekend loan approvals and funding. However, getting your loan funds on the weekend will still depend on your lender’s business hours, as no formal applications can be conducted when they aren’t open.
It can be frustrating when life doesn’t go as planned and you’re forced to stump up for costs you weren’t expecting. Fortunately, you can use a payday loan for a variety of emergency costs, including:
If a pipe in your bathroom has sprung a leak or a cricket ball has ended up through your front window, you won’t have to scrape around for money for it to be fixed if you take out a loan.
When your car breaks down, the cost of getting back on the road can be eye-watering. You can apply for a cash loan 24/7 and pay off the cost of getting your car fixed over time.
Whether you need to get some urgent dental work done or undergo some emergency surgery, you can use a payday loan to cover the costs.
Fridges, washing machines and other electrical household appliances are very much a part of our everyday life, so if your white goods are on the blink and need replacing, you can apply for cash today to replace them.
An emergency trip to the vet to treat your beloved pet can be an expensive one. Take out a small loan and don’t fret about the bill. You can stop worrying about the cost and get back to focusing on your four-legged friend.