If you need cash now that you can pay back later, you can apply for a rapid small loan through Savvy today.
Fact checked
Fact checked
Looking for funds now and a more convenient and flexible way to spread out your payments? Savvy offers a range of options from reputable Australian lenders which enable you to receive your cash now and pay it back later. With our streamlined application process and fast approval times, you can access the funds you need quickly and easily. Get the wheels in motion on your small loan application through Savvy today!
Securing a small loan through Savvy is an effortless and user-friendly process. Here's a step-by-step guide to applying:
Small loans ranging from $2,050 to $5,000 are available through Savvy, subject to meeting the lender's eligibility criteria. This versatile range accommodates a variety of financial needs, allowing individuals to choose an amount that aligns with their specific circumstances.
Since each applicant's financial situation is unique, the loan amount you can secure may differ based on your individual circumstances. Factors influencing your borrowing capacity include your credit score, income level, existing debts, savings, and other relevant financial considerations. It is important to note that your income must come from one or more stable employment sources with consistent pay and work hours and/or from eligible Centrelink payments.
As previously stated, you can apply for your small loan to receive cash now and pay it back later and receive formal approval, with the potential for having your funds released as soon as the same business day (potentially within an hour in some cases). However, it's important to remember that approval is always dependent on your application successfully passing all of your lender's mandatory assessments and meeting their eligibility criteria.
The speed at which your application is processed can be influenced by several factors:
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
