Looking to access your pay early? Apply for a fast cash loan through Savvy today and receive an instant outcome.
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Fact checked
Need to access some of your pay early before your pay day? You can borrow up to $5,000 to cover unexpected bills, bridge the gap to payday, or seize unforeseen opportunities with a small loan through Savvy. Our streamlined platform enables you to receive an instant outcome and, if approved, formal approval and funding as soon as the same day. Take control of your finances by applying through us today!
When you’re looking to access your pay early, a small loan through Savvy offers quick access to cash to help cover unexpected expenses or essential obligations. Whether it's a car repair, a medical bill, or simply catching up on bills, Savvy can help you handle life's curveballs with confidence.
Our streamlined application process makes getting help hassle-free:
When applying for your small loan to access your pay early through Savvy, you have the opportunity to secure a sum ranging from $2,050 to $5,000, contingent upon meeting the eligibility criteria set by the lender. This flexible range accommodates diverse financial needs, enabling you to choose an amount that best suits your specific requirements.
As everyone's financial situation is unique, borrowing capacities may vary based on individual circumstances. Factors such as credit score, income, existing debts, savings, and other pertinent financial considerations play a crucial role. It's important to note that a stable income, derived from one or more jobs with consistent pay and hours and/or eligible Centrelink payments, is a key requirement.
Same-day approval and funding is possible when it comes to your small application. However, it's important to keep in mind that the process might take a bit longer depending on certain factors. Your loan approval hinges on your application meeting all the criteria set by your matched lender, with some of the main factors including the following:
No matter the time of day or week, you can complete your small loan application with us online.
You can receive an outcome in 60 seconds and, if successful, have your money sent in just one hour.
We're partnered with reputable Australian lenders to bring you greater peace of mind when applying for your small loan.
Disclaimer:
The information on this website is of general nature and does not take into consideration your objectives, financial situation or needs.
For loans between $2,050 and $5,000, the APR is between 21.24% (minimum) and 48% (maximum) per annum. Comparison rate of 65.4962%. Minimum term is 16 days and maximum term is 24 months. The cost of the loan is a $400 establishment fee and monthly interest charged on the amount borrowed. For example, a loan of $3,000 over 3 months with an APR of 48%, (comparison rate of 65.4962%), will have an establishment fee of $400, monthly repayments of $1,225.20. Total repayments of $3,675.60 and total interest payment of $275.60.
Warning: A comparison rate indicates the true cost of a loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
© Copyright 2024 Quantum Savvy Pty Ltd T/as Savvy. All Rights Reserved.
Quantum Savvy Pty Ltd (ABN 78 660 493 194) trades as Savvy and operates as an Authorised Credit Representative 541339 of Australian Credit Licence 414426 (AFAS Group Pty Ltd, ABN 12 134 138 686). We are one of Australia’s leading financial comparison sites and have been helping Australians make savvy decisions when it comes to their money for over a decade.
We’re partnered with lenders, insurers and other financial institutions who compensate us for business initiated through our website. We earn a commission each time a customer chooses or buys a product advertised on our site, which you can find out more about here, as well as in our credit guide for asset finance. It’s also crucial to read the terms and conditions, Product Disclosure Statement (PDS) or credit guide of our partners before signing up for your chosen product. However, the compensation we receive doesn’t impact the content written and published on our website, as our writing team exercises full editorial independence.
For more information about us and how we conduct our business, you can read our privacy policy and terms of use.
