Pet Insurance for Schnoodles

Find out all about the Schnoodle and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on October 5th, 2023       

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Price range

$1,500 – $4,000






Intelligent, affectionate, adaptable

Coat length


Exercise needs




Life expectancy

12–16 years



Schnoodles are a designer dog breed that is a cross between a Schnauzer and a Poodle. First bred in the United States in the 1980s, Schnoodles have quickly become popular in Australia, due to their friendly and affectionate nature, as well as their relatively low-maintenance coat.

Schnoodles come in a variety of sizes, from toy to standard, depending on the size of their parents. Their coat may be straight, wavy or curly, in a variety of colours, including black, white, brown and apricot.

Schnoodles are typically bred as companion dogs, but they can also be trained to perform various tasks, such as agility and obedience. They are intelligent and eager to please, which makes them relatively easy to train. They are also known for their gentle and affectionate temperament. This can make them good with children and other pets, and excellent family dogs overall.

Common diseases and conditions of Schnoodles

  • Patellar luxation: a condition in which the kneecap slips out of its groove. This can cause pain and lameness, and it can lead to arthritis over time.
  • Hip dysplasia: a condition in which the hip joint does not form properly. This can lead to pain, lameness and arthritis.
  • Progressive retinal atrophy (PRA): a group of eye diseases that cause gradual vision loss and blindness.
  • Epilepsy: some Schnoodles may be prone to seizures, which can be managed with medication.
  • Addison’s disease: a condition that affects the adrenal glands and can be managed with medication.

Breed-specific issues:  

Schnoodles are renowned for their intelligence, but this can also lead to challenges, as they require regular mental stimulation and can become bored and destructive if not properly engaged. Additionally, their reserved nature around strangers can make early socialisation essential to ensure they are comfortable and well-adjusted. Furthermore, their stubbornness and protectiveness can manifest in undesirable behaviours if not properly managed.

How much does pet insurance cost for a Schnoodle?

There are many factors that can influence the cost of pet insurance for your Schnoodle, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance for dogs available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

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Common questions about Schnoodles

Are Schnoodles easy to train?

Yes – Schnoodles are generally known for their intelligence and eagerness to learn, which makes them relatively easy to train. They respond well to positive reinforcement techniques and consistent, patient guidance. Early socialisation and basic obedience training are recommended for a well-adjusted and well-behaved Schnoodle.

Are Schnoodles hypoallergenic?

Yes – Schnoodles are considered hypoallergenic. This means they are less likely to cause allergies in individuals who are sensitive to pet dander. However, it’s important to note that no dog breed is entirely hypoallergenic, and individual reactions can vary.

Are Schnoodles suitable for apartment living?

Yes – Schnoodles can adapt well to apartment living. They are a versatile breed that can thrive in smaller spaces as long as they receive regular exercise and mental stimulation. Their moderate size and adaptable nature make them a good fit for urban environments, provided their exercise needs are met.

How much exercise does a Schnoodle need?

Schnoodles are a moderately active breed that benefit from regular exercise. Daily walks, playtime and mental stimulation are important to keep them happy and healthy. Aim for at least 30 minutes to an hour of exercise each day to meet their energy needs.

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