Pet Insurance for Goldadors

Find out all about Goldadors and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 28th, 2023       

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Price range

$1,200 – $4,000






Friendly, outgoing, affectionate

Coat length

Short, dense, double coat

Exercise needs




Life expectancy

10–15 years



The Goldador, a crossbreed between the Golden Retriever and Labrador Retriever, is a versatile and popular breed in Australia. With roots in North America, these dogs were initially bred for their intelligence, loyalty and strong work ethic. They have become companions in various roles, including guide and assistance dogs, search and rescue partners, and beloved family pets.

Goldadors are robust and well-built, inheriting traits from both parent breeds. They have a sleek, water-resistant coat usually in shades of golden, cream or chocolate, and expressive brown eyes. Known for their friendly and outgoing temperament, Goldadors are a perfect fit for families and individuals seeking an active, affectionate and trainable pet. They are playful and energetic, and thrive in environments where they receive ample exercise, mental stimulation and love and attention from their families.

Common diseases and conditions of Goldadors

  • Hip dysplasia: a common genetic condition in large breeds, hip dysplasia occurs when the hip joint doesn't develop properly. This can lead to arthritis and pain.
  • Elbow dysplasia: similar to hip dysplasia, elbow dysplasia is a malformation of the elbow joint, which can lead to lameness and arthritis.
  • Progressive retinal atrophy (PRA): this is a genetic disorder that causes gradual vision loss and can eventually lead to blindness.
  • Obesity: due to their hearty appetite and love for food, Goldadors can be prone to obesity if their diet and exercise aren't closely monitored.

Breed-specific issues:  

Goldadors are known for their friendly and social nature, making them excellent family pets. However, they can sometimes be overly exuberant, especially in their younger years. Early training and socialisation are crucial to help them channel their energy positively. Their intelligence and eagerness to please can sometimes lead to a bit of stubbornness, so consistent and patient training techniques work best. Additionally, as a mix of Labrador and Golden Retriever, they have a strong retrieving instinct, which can result in a tendency to carry things around. Providing appropriate toys and activities can help satisfy this natural urge and prevent them from becoming bored.

How much does pet insurance cost for a Goldador?

There are many factors that can influence the cost of pet insurance for your Goldador, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance for dogs available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Goldadors

Are Goldadors good with children?

Yes – Goldadors are known for their friendly and affectionate nature, making them excellent companions for children. They are patient and tolerant, and often form strong bonds with kids. Their playful demeanour and gentle disposition make them a popular choice for families.

Do Goldadors get along with other pets?

Yes – Goldadors are generally amicable with other pets. They often exhibit a friendly and sociable attitude, which can lead to positive interactions with other dogs and pets in the household. Proper socialisation from a young age is key to ensuring harmonious relationships.

How much exercise does a Goldador need?

Goldadors are high-energy dogs that require regular exercise to stay happy and healthy. They benefit from at least 30 to 60 minutes of moderate to vigorous activity each day. This can include activities like brisk walks, playtime and interactive games.

How do I socialise a Goldador?

Socialising a Goldador involves exposing them to a variety of people, animals and environments from a young age. This helps them become well-adjusted and confident adults. Gradual introductions, positive experiences and gentle guidance are essential.

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