Pet Insurance for Puggles

Find out all about Puggles and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on October 6th, 2023       

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Price range

$1,200 – $3,000






Playful, affectionate, social

Coat length


Exercise needs




Life expectancy

10–15 years



The Puggle, a crossbreed of a Pug and a Beagle, has gained popularity not only in Australia but also around the world since its origin in the US in the 1980s. These small designer dogs are known for their distinctive appearance, inheriting the Pug’s wrinkled face and curly tail, and the Beagle’s long ears and sleek body.  

Puggles are incredibly adaptable and versatile, seamlessly fitting into various lifestyles. Their playful and affectionate temperament makes them delightful family pets. They have a reputation for forming strong bonds with their owners and eagerly participating in family activities. Whether engaging in interactive play, going on walks or indulging in mental stimulation activities, Puggles thrive on companionship.

These qualities, along with their adaptability to different living situations, make Puggles suitable for both apartment living and homes with outdoor space. Their popularity as designer dogs continues to grow, not just in Australia, but worldwide.

Common diseases and conditions of Puggles

  • Brachycephalic syndrome: Puggles have flat faces, which can lead to breathing difficulties, especially in hot or humid weather.
  • Hip dysplasia: this is a genetic condition where the hip joint doesn't develop properly, potentially leading to arthritis or lameness.
  • Epilepsy: some Puggles may be prone to seizures, which can vary in severity.
  • Hypothyroidism: this is an underactive thyroid gland, which can lead to weight gain, lethargy, and other health problems.
  • Patellar luxation: this is when the kneecap (patella) shifts out of its normal position. It can cause occasional limping and discomfort.
  • Cherry eye: this is a condition where the gland of the third eyelid swells and becomes visible, resembling a cherry. It may lead to eye irritation and usually requires surgical treatment.

Breed-specific issues:  

Puggles can be prone to stubbornness, which may require patient and consistent training. Their high intelligence, if not adequately stimulated, can lead to boredom-related issues such as excessive barking or even occasional destructive behaviour. Early socialisation is crucial as they may exhibit reservation around strangers. Additionally, their outgoing nature can sometimes verge on overenthusiasm, requiring proper training to manage their exuberance effectively. It's essential for owners to be prepared for these tendencies and provide the mental and physical stimulation that Puggles need to thrive.

How much does pet insurance cost for a Puggle?

There are many factors that can influence the cost of pet insurance for your Puggle, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Puggles

Are Puggles good with children?

Yes – Puggles are known for their affectionate and playful nature, making them excellent companions for children. They enjoy interactive play and tend to form strong bonds with their owners. However, as with any dog, it's important to supervise interactions to ensure both the Puggle and the child are comfortable and safe.

How much exercise does a Puggle need?

Puggles have moderate exercise needs. Daily walks, playtime, and interactive activities are usually sufficient to keep them happy and healthy. They enjoy being active but are also content with some indoor play.

Are Puggles easy to train?

Puggles are intelligent and eager to please, which can make them relatively easy to train. However, they can also be a bit independent, so consistent and patient training techniques work best. Positive reinforcement methods tend to be very effective.

Do Puggles shed a lot?

Puggles have a short, dense coat that sheds moderately throughout the year. While they are not considered heavy shedders, they do release a noticeable amount of hair. Regular grooming can help manage shedding and keep their coat healthy.

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