Pet Insurance for Beagles

Find out all about Beagles and their common health conditions, and then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 15th, 2023       

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Price range



33cm - 41cm


8kg - 14kg


Curious, friendly, happy

Coat length


Exercise needs




Life expectancy

12 -15 years



The Beagle is a small hound breed known for its keen sense of smell and friendly demeanour. Originating from England in the 1830s, they are a cross between the Southern and Talbot Hounds and the North Country Beagle. They were bred for hunting rabbits and foxes and other small game, and were one of the most popular pets for landed gentry and Royalty. After the American Civil War, they were exported to America, where their popularity as rabbit and hare hunters grew and led to the sport of beagling, or hare hunting. This was only outlawed in Britian in 2004. They are consistently among the Top 10 most popular dog breeds in the world. 

Beagles are a sturdy and solid dog that are famously docile, gentle, loving and loyal. They have a short, dense coat that requires minimal grooming. They are outgoing, social, and good with both young children and other dogs. Being pack animals originally, they enjoy the company of other dogs, and are one breed where you can keep two males together without fighting. 

Beagles are intelligent but can be independent, requiring patient training and consistent exercise. They are known for their loud barking, which can be an issue if they are not trained well from an early age.  

Common diseases and conditions of Beagles

Epilepsy: Some Beagles may develop epilepsy, leading to seizures.

Hypothyroidism: A thyroid disorder that can impact metabolism and overall health.

Intervertebral Disc Disease: A condition that occurs when the discs between vertebrae bulge and press on nerves.

PRA (Progressive Retinal Atrophy): Progressive Retinal Atrophy is an inherited eye disorder causing gradual vision loss.

Breed-specific issues:

Their strong sense of smell can lead them to follow scents, so they should be supervised when off-leash. They thrive on companionship and may become anxious and howl when left alone for extended periods. They prefer constant companionship and mental stimulation. 

How much does pet insurance cost for a Beagle?

Most Australians can expect to pay between $20 and $60 a month for pet insurance. There are many factors that can influence the cost of pet insurance for your Beagle, including the following:

  • Age: The older your dog is, the more pet insurance is likely to cost. This is because senior dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.    
  • Type of insurance you choose:  There are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type of insurance available, with comprehensive coverage costing the most.  
  • The policy annual limit: Each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.   
  • Sub-limits: In addition to an annual limit, there may also be sub-limits that apply to the policy, for example, a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.   
  • Benefit percentage: Pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for the best policies available.   
  • Excess amount: This is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do.  
  • Any add-ons you choose: It’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.  
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company. 

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Beagles

 Do Beagles require a fenced yard?

Yes. As Beagles have a very strong sense of smell, they may be prone to following scents, which can lead them to wander off or try to dig their way out. A fully fenced secure backyard is required to provide them with a safe space to play. 

Are Beagles good for first-time dog owners?

Beagles can be a good choice for first-time dog owners due to their friendly nature, but they do require consistent training and exercise. 

Do Beagles still have a strong prey drive?

Yes, Beagles still have a strong prey drive due to their hunting background. Therefore, they may be inclined to chase small animals which run away, so supervision is necessary around smaller pets.  

Can Beagles be trained for specific tasks or jobs?

Yes, Beagles are often trained as customs dogs, drug detection dogs and cadaver dogs due to their keen sense of smell and intelligence. They excel in tasks like tracking and search and rescue missions and are used around the world as sniffer dogs. 

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