Pet Insurance for Miniature Bull Terrier

Find out all about the Miniature Bull Terrier, and their common health conditions, and then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 26th, 2023       

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Price range

$3,000 –$4,500

Height

25cm - 35cm

Weight

9kg - 13.5kg

Personality

Playful, affectionate, energetic

Coat length

Short, smooth

Exercise needs

High

Kid-friendly?

Yes

Life expectancy

10 - 14 years

Miniature Bull Terrier

Overview

The Miniature Bull Terrier, as its name suggests, is a miniature version of the full-sized Bull Terrier. They are known for their distinctive egg-shaped head and strong, muscular build in a compact body. To qualify as a miniature, the dog must be less than 35cms at the shoulder, and weigh between 9 and 13.5kg. Anything over this height and weight is considered a standard Bull Terrier. 

These spirited and comical little dogs originate from England, where they were originally bred to be fighting dogs, and then ratters. They are tough, lively and playful little dogs who often think training is one huge game, and an opportunity to play. They can be stubborn and determined little clowns. They have a short, dense coat that requires minimal grooming. They are highly adaptable dogs and make good companions for active individuals who are prepared to give their dog ample mental stimulation and physical exercise. 

Common diseases and conditions of Miniature Bull Terrier

  • Lethal Acrodermatitis (LAD): This is a genetic degenerative disease involving a zinc deficiency, leading to premature death. A DNA test is now available to test breeding stock, and efforts are being made to breed out this condition.
  • Deafness: White-coated Bull Terriers are prone to deafness and hearing issues. This may be in one ear or both.  
  • Skin Allergies: Skin allergies in Miniature Bull Terriers can be triggered by various factors, including environmental allergens and food sensitivities. Symptoms may include itching, redness, and skin irritation. 
  • Luxating Patella: Luxating patella is a condition where the kneecap (patella) dislocates from its normal position. It can cause lameness and discomfort but can be resolved with surgery.  
  • Primary Lens Luxation: This is a late-onset disease that can cause blindness. Again, a test is now available to determine those dogs that are carriers of this hereditary condition.

Breed-specific issues:  

Miniature Bull Terriers can suffer from a range of health conditions, and are known to have sensitive skin. They are prone to skin cancer, so use of a dog-specific sunscreen is recommended.

How much does pet insurance cost for a Miniature Bull Terrier?

Most Australians can expect to pay between $20 and $60 a month for pet insurance. There are many factors that can influence the cost of pet insurance for your dog, which is why it's important to compare pet insurance policies. Factors affecting the cost of your insurance include: 

  • Age: The older your dog is, the more pet insurance is likely to cost. This is because senior dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.    
  • Type of insurance you choose:  There are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type of insurance available, with comprehensive coverage costing the most.  
  • The policy annual limit: Each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.   
  • Sub-limits: In addition to an annual limit, there may also be sub-limits that apply to the policy, for example, a $300 sub-limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.   
  • Benefit percentage: Pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for the best policies available.   
  • Excess amount: This is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do.  
  • Any add-ons you choose: It’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.  
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.
  • Gap-only insurance options: Some insurance companies offer a gap-only insurance option, which means when you go to the vet you'll only be required to pay the gap amount, not the cost of the whole bill. This is similar to the Medicare system of health insurance for humans in Australia, where gap payments can be made at HICAPS terminals at the time of treatment. 

Types of pet insurance you can choose from

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Common questions about Miniature Bull Terriers

Are Miniature Bull Terriers recognized as a distinct breed?

Yes, Miniature Bull Terriers are recognized as a distinct breed by various kennel clubs, including the American Kennel Club (AKC) and the United Kennel Club (UKC). They have their own breed standards and compete in shows. 

Do Miniature Bull Terriers get along with other pets?

Yes, Miniature Bull Terriers can coexist with other pets, including other dogs, if they are properly socialised and introduced at an early age.  

What's the exercise requirement for Miniature Bull Terriers?

These dogs are active and constantly on the go, so they need regular exercise to stay healthy and happy. Daily walks, playtime, and mental stimulation are essential for their well-being. 

Do Miniature Bull Terriers bark a lot?

Yes, Miniature Bull Terriers are known for being quite vocal. They may bark when they're excited or when they want attention. Proper training can help manage their barking tendencies. 

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Compare pet insurance policies with Savvy

Whether you're buying for your dog or cat and whether they're big or small, you can compare pet insurance policies tailored to your furry friend's needs from Savvy's panel of trusted Australian insurers. Grab a free, no-obligation quote today!