Pet Insurance for Norwich Terriers

Find out all about Norwich Terriers and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 20th, 2023       

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Price range







Affectionate, intelligent, spirited

Coat length

Short, double coat

Exercise needs




Life expectancy

12–15 years

Norwich Terrier


Originating in the UK, the Norwich Terrier is a spirited breed known for their lively disposition. They stand out as one of the smallest working terriers, characterised by their distinctive double coat and perky prick ears. While they were initially bred for hunting, today they have become valued family members valued for their companionship and devotion.

The dogs are intelligent and determined, which makes them moderately easy to train, and have a friendly and affectionate temperament that can make them excellent family pets. Their small size and adaptable nature also make them well-suited for apartment living, as long as they receive regular exercise and mental stimulation.

The Norwich Terrier’s energetic nature requires ample playtime and activities. They enjoy interactive games and thrive in environments where they receive attention and companionship. With their endearing personalities, Norwich Terriers have become cherished members of many Australian households.

Common diseases and conditions of Norwich Terriers

  • Upper airway syndrome (UAS): UAS encompasses various abnormalities in the upper airway, including elongated soft palates, narrow/misshapen tracheas and other issues. These can affect the dog’s breathing, leading to symptoms like raspy or laboured breathing.
  • Epilepsy: a neurological disorder characterised by recurring seizures. While the exact cause is often unknown, it can be managed with proper veterinary care.
  • Cataracts: a condition in which the lens of the eye becomes cloudy, leading to impaired vision. Regular eye check-ups are crucial for early detection and management.
  • Hip dysplasia: this is a genetic condition where the hip joint doesn’t develop properly, potentially leading to arthritis. Proper breeding practices and monitoring can help reduce the risk.
  • Patellar luxation: this occurs when the kneecap dislocates from its normal position, causing lameness and discomfort. Surgery may be required in severe cases.
  • Periodontal disease: a common dental issue in dogs, characterised by the build-up of plaque and tartar, leading to gum inflammation, tooth decay and potential tooth loss. Regular dental care is essential.

Breed-specific issues:  

Norwich Terriers tend to be quite energetic and thrive on regular exercise and playtime. Without sufficient physical and mental stimulation, they may resort to excessive barking and engage in potentially destructive behaviours. Additionally, Norwich Terriers can be a bit reserved around strangers, underlining the importance of early socialisation to ensure they grow up to be well-adjusted and confident companions.

How much does pet insurance cost for a Norwich Terrier?

There are many factors that can influence the cost of pet insurance for your Norwich Terrier, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Norwich Terriers

Are Norwich Terriers good with children?

Yes – Norwich Terriers are generally good with children. They are known for their friendly and affectionate nature. However, as with any breed, it's important to teach children how to interact with dogs safely and supervise their interactions, especially with very young children. Early socialisation and positive experiences can help solidify a strong bond between Norwich Terriers and children.

Do Norwich Terriers get along with other pets?

Yes – Norwich Terriers can get along well with other dogs and cats, particularly if they are introduced and socialised from a young age. However, they may have a natural inclination to chase smaller animals due to their hunting instincts, so careful supervision is recommended, especially in the early stages of introducing them to other pets.

Are Norwich Terriers easy to train?

Yes – Norwich Terriers are intelligent and eager to please, which generally makes them relatively easy to train. They respond well to positive reinforcement techniques and consistency in training. However, it’s important to keep training sessions engaging and varied, as they can become bored with repetitive tasks.

Are Norwich Terriers known for barking a lot?

Yes – the Norwich Terrier, like other terriers such as the Norfolk Terrier, does have a natural tendency to bark, especially as a puppy. However, with proper training and socialisation, any barking tendencies can be managed effectively.

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Norwich Terrier

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