Pet Insurance for Cavachons

Find out all about Cavachons and their common health conditions, then compare pet insurance options from some of Australia’s leading insurers.

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, updated on September 28th, 2023       

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Price range

$400 – $2,400






Affectionate, intelligent, sociable

Coat length


Exercise needs




Life expectancy

12–16 years



The Cavachon is a crossbreed between the Cavalier King Charles Spaniel and the Bichon Frise. Originating in the United States in the 1990s, this designer dog is increasingly in demand in Australia. With a sweet disposition and endearing look, they are a popular choice for families seeking a loving pet.

Cavachons have a silky coat that comes in various colours, often with a mix of their parent breeds’ distinctive features. Their expressive eyes and soft, floppy ears add to their appeal, making them an affectionate addition to any household.

These amiable dogs are cherished for their adaptability and friendly nature. They get along well with children and other pets, and can suit a variety of living situations and households, from young families to seniors.

Common diseases and conditions of Cavachons

  • Ear infections: due to their floppy ears, Cavachons are prone to ear infections if not cleaned and dried regularly.
  • Heart conditions: some Cavachons may be at risk for heart conditions like mitral valve disease, which can lead to heart failure if not monitored and treated.
  • Eye problems: issues like cataracts and retinal problems can occur in some Cavachons, potentially leading to vision impairment.
  • Dental problems: small dog breeds, including Cavachons, are more susceptible to dental issues. Regular dental care is important to prevent tooth decay and gum disease.
  • Allergies: some Cavachons may develop allergies, which can manifest as skin irritation, itching and other discomforts. Identifying and managing allergens is crucial.

Breed-specific issues:  

Cavachons have a tendency to become overly attached to their owners, which can lead to separation anxiety if not addressed early on. It's important to implement positive training techniques to encourage independence and confidence. Additionally, due to their intelligence, Cavachons thrive on mental stimulation, and lack of engagement can result in undesirable behaviours like excessive barking and chewing. They may also be stubborn, which can make training a bit tricky. Consistency and patience in training methods are essential to help them reach their full potential.

How much does pet insurance cost for a Cavachon?

There are many factors that can influence the cost of pet insurance for your Cavachon, including the following: 

  • Age: the older your dog is, the more pet insurance is likely to cost. This is because older dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.   
  • Type of insurance you choose:  there are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type available, with comprehensive coverage costing the most. 
  • The policy annual limit: each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.  
  • Sub limits: in addition to an annual limit, there may also be sub limits that apply to the policy, for example a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.  
  • Benefit percentage: pet insurance may not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies up to 90% for top-of-the-range cover. 
  • Excess amount: this is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, while others do. 
  • Any add-ons you choose: it’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.  

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Cavachons

Do Cavachons make good apartment pets?

Yes – Cavachons are well-suited for apartment living. They adapt well to smaller spaces as long as they receive regular exercise and mental stimulation. Daily walks, play sessions and interaction with their owners are important for their overall well-being.

Are Cavachons suitable for first-time dog owners?

Yes – Cavachons are considered an excellent choice for first-time dog owners. They are known for their friendly and adaptable nature. They are also relatively easy to train, despite their stubborn streak, and get along well with people and other pets, making them a great companion for beginners.

Are Cavachons hypoallergenic?

While no dog breed is completely hypoallergenic, Cavachons are often considered a good choice for allergy sufferers because they produce fewer allergens. Their low-shedding coat and minimal dander production can make them more compatible with individuals who have allergies. However, individual reactions may still vary.

What is the grooming routine for a Cavachon?

Cavachons have a medium-length coat that requires regular care. They should be brushed 2–3 times a week to prevent tangles and mats. Professional grooming every 6–8 weeks is recommended, which includes a bath, haircut, ear cleaning, and nail trimming. Regular dental care and occasional eye cleaning are also important aspects of their grooming routine.

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