Pet Insurance for Boston Terriers

Find out all about Boston Terriers and their common health conditions, and then compare pet insurance options from some of Australia’s leading insurers.

Written by 
Savvy Editorial Team
Savvy's content writing team are professionals with a wide and diverse range of industry experience and topic knowledge. We write across a broad spectrum of finance-related topics to provide our readers with informative resources to help them learn more about a certain area or enable them to decide on which product is best for their needs with careful comparison. Meet the team behind the operation here. Visit our authors page to meet Savvy's expert writing team, committed to delivering informative and engaging content to help you make informed financial decisions.
Our authors
, updated on September 15th, 2023       

Fact checked

At Savvy, we are committed to providing accurate information. Our content undergoes a rigorous process of fact-checking before it is published. Learn more about our editorial policy.

Price range



28cm - 38cm


6kg - 11.5kg


Friendly, intelligent, lively

Coat length

Short, smooth

Exercise needs




Life expectancy

11 - 13 years

Boston Terrier


The Boston Terrier is often referred to as the Boston Bull Terrier or the ‘American Gentleman’ due to their unique tuxedo-like coat markings. They are a small and charming breed originating from Boston in the United States. They are the result of breeding between the English Bulldog and the now-extinct English Terrier in the 1870s, and they were the first dog breed to be created in the United States.   

They have a sleek, short coat that requires minimal grooming. Boston Terriers are friendly, sociable, and excellent family pets. They prefer to snuggle up on the settee with their owners rather than have more strenuous exercise, so they are very suitable for apartment living. They are intelligent and eager to please, making them relatively easy to train. These dogs thrive in homes where they receive love, attention and constant companionship. 

Common diseases and conditions of Boston Terriers

  • Brachycephalic Airway Syndrome: Brachycephalic means ‘short-nosed’ and breeds that have this characteristic (flat, or ‘pushed-in’ faces) tend to suffer from difficulty breathing due to narrowed nostrils. It is a common condition in many breeds of terriers, pugs, bulldogs and boxers.  
  • Hemivertebrae: This can occur in any breed but is most common in brachycephalic, screw-tailed dogs such as bulldogs, pugs and Boston Terriers. It means the dog is born with bones of the spine that are abnormally shaped, which can lead to deformity of the spinal column as the dog ages.  
  • Luxating Patella: Luxating patella is a condition where the kneecap (patella) dislocates from its normal position. It can cause lameness and discomfort. Early detection and surgical intervention can help alleviate this issue.
  • Skin Allergies: Skin allergies in Boston Terriers can be triggered by various factors, including environmental allergens and food sensitivities. Symptoms may include itching, redness, and skin irritation.

Breed-specific issues:  

Their sensitive nature requires gentle reward-based training methods, and they do not respond well to harsh discipline and have been known to become aggressive if disciplined. They are prone to respiratory problems due to their flat faces, so care should be taken to prevent them from overheating in hot weather. 

How much does pet insurance cost for a Boston Terrier?

Most Australians can expect to pay between $20 and $60 a month for pet insurance. There are many factors that can influence the cost of pet insurance for your Boston Terrier, including the following:

  • Age: The older your dog is, the more pet insurance is likely to cost. This is because senior dogs tend to have more physical health conditions and illnesses due to age, and so present a higher insurance risk.    
  • Type of insurance you choose:  There are three basic types of pet insurance available in Australia; accident-only, accident and illness, and comprehensive insurance. An accident-only policy is the cheapest type of insurance available, with comprehensive coverage costing the most.  
  • The policy annual limit: Each pet insurance policy has an annual limit, which is the maximum amount that will be paid out on the policy in one financial year. Annual limits range from around $10,000 up to $25,000 or more.   
  • Sub-limits: In addition to an annual limit, there may also be sub-limits that apply to the policy, for example, a $300 sub limit for consultation fees, or a $5,000 limit for cruciate ligament conditions.   
  • Benefit percentage: Pet insurance does not cover 100% of the cost of your vet bill. Instead, it may pay a percentage of the total bill. This can range from 50% for cheaper policies, up to 90% for the best policies available.   
  • Excess amount: This is the amount you’ll need to pay out-of-pocket each time you make a claim on your policy. Some pet insurance policies do not come with an excess amount, whilst others do.  
  • Any add-ons you choose: It’s possible to add on more cover options to a basic policy, such as emergency boarding fees, routine care and dental care. These add-ons extend the scope of your pet insurance, but do increase the overall cost of the policy.  
  • Discounts: some insurers offer discounts of between 5% and 15% if you have multiple pets insured together, if you pay your premium annually, or if you bundle your pet insurance with other forms of insurance with the same company.

Types of pet insurance you can choose from

Why compare pet insurance with Savvy?

Common questions about Boston Terriers

Do Boston Terriers snore a lot?

Yes, Boston Terriers are brachycephalic dogs, which means they have flattened faces. This can lead to snoring, especially when they are asleep. 

Do Boston Terriers get along with children and other pets?

Yes, Boston Terriers are generally good with children and other animals when properly socialised. They are sociable animals and enjoy companionship from other dogs and sometimes cats, although they can chase smaller pets. 

Do Boston Terriers require any special grooming?

No, Boston Terriers have short, smooth coats that are relatively low-maintenance. Regular brushing and occasional baths are usually sufficient to keep their coat clean and healthy. 

Do Boston Terriers require a lot of exercise?

No. While they enjoy playtime, Boston Terriers don't have extremely high exercise needs. A low to moderate amount of daily exercise to prevent obesity, and daily mental stimulation is usually sufficient. 

Helpful guides on pet insurance

Pet owner holding dog paw

Pet Euthanasia Cost Australia

Saying goodbye to a cherished pet is never easy. Our guide offers insights into pet euthanasia costs and options, helping...

Pet Insurance Banner

What Does Pet Insurance Cover?

Are you wondering what pet insurance covers? Find out all about pet insurance and the cover it provides here with Savvy.   ...

Is pet insurance worth it

Is Pet Insurance Worth it?

Are you wondering about the cost of pet cover and wondering is pet insurance worth it? Find out all you...

Compare pet insurance policies with Savvy

Whether you're buying for your dog or cat and whether they're big or small, you can compare pet insurance policies tailored to your furry friend's needs from Savvy's panel of trusted Australian insurers. Grab a free, no-obligation quote today!
Boston Terrier

We'd love to chat, how can we help?

By clicking "Submit", you agree to be contacted by a Savvy Agency Owner and to receive communications from Savvy which you can unsubscribe from at any time. Read our Privacy Policy.