Compare personal loans in Australia
With access to a wide range of lenders and products, Savvy is the best place to compare between personal loans in Australia. We make comparing loans simple by presenting you with the top offers from our panel of lending partners all in one place. Start the comparison process today.
I want to borrow:
Over how long?
|Wisr Unsecured Personal Loan|
Borrow between $5,000 and $64,000 with great low rates for excellent credit. Get a personalised rate estimate in 2 minutes that won't impact your credit score.More details
|Plenti Unsecured Personal Loan (Excellent Credit)|
Apply for an unsecured personal loan and enjoy low rates for excellent credit. With no early repayment or exit fees, there’s a lot to love about this loan.More details
|OurMoneyMarket Unsecured Personal Loan|
Apply for an unsecured personal loan between $2001 to $75,000 for a variety of loan purposes. Get a personalised rate estimate in minutes without impact your credit score.More details
|Harmoney Unsecured Personal Loan|
Borrow up to $70,000 with personalised rates and repay over 3,5 or 7 years loan terms.More details
Disclaimer: A comparison rate indicates the true cost of a loan. The comparison rate displayed for this advertiser is calculated based on a loan amount of $30,000 over 5 years and represents the effective rate on the loan. Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
Features and benefits of our personal loan
You can save on your personal loan through Savvy when you compare our competitive rates, starting from 6.14% p.a. comparison rates.
From a minimum of just $2,000, you can borrow for a wide range of purposes all the way up to $75,000 for your personal loan.
Our lending partners offer rapid responses within 60 seconds and can have your loan funds transferred to you in the space of 24 hours.
Selecting the term over which you repay your personal loan enables you the power to shape your repayments to your liking, big or small.
Additionally, you can opt to pay back your loan on a monthly, fortnightly or weekly basis depending on which best suits your needs.
We can match you with lenders who afford you the flexibility to pay your loan off ahead of schedule and save hundreds, if not more, in the process.
Each applicant will be given their own unique interest rate as part of their application, which you can check ahead of time with our lenders.
Applicants must be citizens or permanent residents, earning a minimum of $20,000 p.a. (although this varies) with a portion of this coming from full-time or permanent part-time employment and be at least 18 years old.
Why Australians choose Savvy to help find their personal loan
Personal loans explained further
What shapes your interest rate
There are a number of factors that go into the interest rate that you’ll receive on your personal loan. Perhaps the most important of these is your credit score. This is a numerical figure that provides an indication of your overall success when it comes to repaying past debts such as your regular household bills, with a higher score almost always leading to a lower rate.
In addition to this, you’re likely to receive a lower interest rate if you have demonstrable history repaying similar loans (such as a car loan or another personal loan), as that shows that you’re capable of managing the debt. Your income and how you receive it will also have a bearing on the level of risk your lender calculates when approving your application.